Activity
Mon
Wed
Fri
Sun
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
What is this?
Less
More

Memberships

Homebuyers Cohort

27 members • Free

RECODemand Webinar Mastery

2.2k members • Free

5 contributions to Homebuyers Cohort
Pro tip: You may not need 20% down — and waiting until you do could cost you.
Some loan programs require 0–3.5% down. Plus, many cities and states offer down payment assistance grants that don't require repayment. Here in Houston, for example, there are downpayment assistance programs that offer up to $125,000 in downpayment assistance! The goal isn't to save the perfect amount. It's to save strategically and use every available resource. 💬 Are you currently saving for a down payment? What's your strategy? #DownPayment #HomebuyersCohort #DownPaymentAssistance #HomeownershipGoals
Morning. That’s a great question. I think it depends on the terms of each program. Some are grants, some are silent second mortgages. It may be possible to stack a grant with a silent second but it depends on the guidelines for both. I would need to look at the guidelines for the DPA as well as FHA. Let me check on my end. I’ll call you to get the information on the others.
How To Buy A Home In 60 Days- Webinar
Hey Folks.. I hope you are having a great week! Wanted to remind everyone if you have not already registered for my May 6th webinar, to do so at the link below. I will be sending out materials a head of time and I want to make sure everyone gets them in time to come prepared! https://mortgage.smartbuyerclass.org Can't wait to see everyone again!
How To Buy A Home In 60 Days- Webinar
@Diona King Likewise!
Credit Utilization Explained
One of the most common credit conversations I have with buyers is not related to credit score, but the effect of their credit utilization on their credit score. Credit utilization is the percentage of your available revolving credit that you're currently using compared to the total credit you have available in revolving accounts. Without looking at the document I have attached, how much weight do you think credit utilization has on your credit score? Once you make a guess, download the document I have attached and read all about the impact of utilization on your credit score. Then book a call with me to discuss where you are, where you need to be, and how we can create a plan to get there. https://drive.google.com/file/d/1aNdav_tnLp7pG4ha2njZG3v3sOfw6Zjd/view?usp=sharing
Poll
2 members have voted
1 like • 12d
@Diona King You are so welcome!
Boost Your Loan Approval Odds
Happy Saturday! Hope everyone is enjoying themselves this weekend! Wanted to share my IG reel on tips to boosting your loan approval odds. Three are pretty common, 3 are pro tips!
2
0
Boost Your Loan Approval Odds
So Nice To Meet Everyone Tonight
Hello All... It was great to meet everyone tonight. I look forward to connecting with each of you. If you have not set your Mortgage Readiness Call with me, here is a link to my calendar. CLICK HERE For those of you who are interested in attending my "How to Buy A Home in 60 Days" webinar, CLICK HERE to register. It's free and super informative. The next webinar is on May 6th. You are entering a really exciting journey and you have a great team to walk with you along the way.
So Nice To Meet Everyone Tonight
1-5 of 5
Michelle Dowell-Vest
2
5points to level up
@michelle-dowell-vest-1715
Texas Lender!

Active 23h ago
Joined Apr 24, 2026