Hey Everyone, I hope all of you are well. I offer 3 things: 1) My primary job is biblical counseling. I work with individuals age 13+, couples, parents, and families. If you or someone you know needs counseling, feel free to point them in my direction. Here is my website: www.grace=abounds.org 2) My ministry is a non-profit. I have partnered with a group offers a Win-Win situation for other business owners. They are very likely able to save you money on your operating expenses AND do so in such a way that money comes to my non-profit without costing you anything. 3) My side-hustle is retirement planning focusing on innovative ways to reduce debt and save money using indexed accounts (IUL and FIA). If I can be of service to any of you in any of those 3 ways, please feel free to contact me at (704) 213-9890. Thank you! Mike Kozlinski

Hey Everyone, I hope all of you are well. I offer 3 things: 1) My primary job is biblical counseling. I work with individuals age 13+, couples, parents, and families. If you or someone you know needs counseling, feel free to point them in my direction. Here is my website: www.grace=abounds.org 2) My ministry is a non-profit. I have partnered with a group offers a Win-Win situation for other business owners. They are very likely able to save you money on your operating expenses AND do so in such a way that money comes to my non-profit without costing you anything. 3) My side-hustle is retirement planning focusing on innovative ways to reduce debt and save money using indexed accounts (IUL and FIA). If I can be of service to any of you in any of those 3 ways, please feel free to contact me at (704) 213-9890. Thank you! Mike Kozlinski