I’m looking at a strategy where KeyBank would ideally convert my current maxed-out $50K business line of credit into a term loan and, if underwriting supports it, increase the line to around $75K. The goal isn’t just to borrow more—it’s to improve cash flow by separating the existing balance from my available working capital. Does that sound like something KeyBank might consider? If so, would you recommend I reconnect with the relationship manager? Lastly, does LGF work with an RM from Key? Thanks in advance for any direction you may be able to provide. I’d appreciate it.

@Stanley Clark Doing great! Thanks for asking. How about you? 🤝

Type of Accounts: 🔵 Credit scores? TU: 787 EX: 776 EQ: 779 🔵 How many negative accounts? 1 🔵 How many positive accounts? 19 🔵 How many inquiries? 0 Positive Account Questions: 🔵 How many credit cards? 4 🔵 Highest credit card limit? AU: 29,500 🔵 Oldest open credit card? AU: 10 years 🔵 Average credit card utilization? 8% 🔵 Highest loan (Mortgage, Car, Personal Loan, etc.) amount? Personal: $1500 Business Questions: 🔵 Do you have a business? Yes, several. 🔵 How would the info help in this community help you grow your business or improve your life? I hope for the info to help me finish repairing my personal credit, while continuing to build business credit, to attain more 0% interest funding to scale the businesses I have created and further develop future ventures.

🔷 What’s your name? Mark 🔷 Where are you from? Maine 🔷 What’s your biggest strength/weakness in your credit file? My strengths are that I have no inquiries across all three boards and low utilization(4%) on the personal side. Besides my credit age, my biggest weakness is (1)derogatory. [late child support payments 90 days(+) showing on TU only] 🔷 What are you most looking forward to in this course? Repairing, building my credit, and eventually acquiring the funds necessary to develop my entrepreneurial ventures further. 🔷 What do you do? Entrepreneur, business owner, consultant, newbie real estate investor. 🔷 What is your goal inside this community? Networking with other like-minded individuals who have similar aspirations and goals. 🔷 What triggered you to sign up? I hope to learn how to remove the one derogatory I have on my personal credit. So that I can continue building the credit profiles of the three LLCs I have created at this point in my entrepreneurial journey while utilizing 0% cards to fund the ventures.