@Stanley Boyd . Navy fed account 1. Direct deposit 2. Flagship checking 10 dollars service charge if you don't keep 1500 3. Saving account 4. Makes regular savings deposits during the month. At least 10 deposits per month regularly. Not matter how small consistent 5. Get a pleage loan 1 year 500 dollars and then do pleage loan hack pay 91 percent. See how to do pleage loan hack on u tube. Also add a second one next month at least 2,000 same thing pay down 91!percent 6. Get a easy start cd 1year start with 50 dollars make two deposits a month. 7. Do this for 4 months and Then apply for a credit 💳 and you will get approved. 8. Make sure u also put pleage loan on automatic payments 3 days before the due date. 9. For bonus if u get a secure credit card you can get one get utilization under 2 percent. So u couid get a 500 dollar card. 10. Note if u want to make sure u get a good limit make sure all other cards are paid down 10 percent before u apply for your navy card unsecured. You won't need to wait until sdcuted graduated. If u work this plan in 4 billing cycles or 5 months at most prequalify for a card and you should be golden. Navy loves relationship. More deposits more products. More they will trust u to get a higher limit credit card. Don't rush the apply use that secure for all Bills and pay off every week. Before due date make sure under 2 percent. Also after due date don't use card for 5 days until after statement date. This is all the sauce