A lot of you know me as the "funding guy," but most of you don't know the full story of why I'm so obsessed with this mission. Back in 2008, I wasn't just watching the financial crisis on TV. I was living it. My family and I had a front-row seat to the carnage. We didn't just see others lose everything—we lost properties, investments, and ended up in foreclosure and bankruptcy. That experience burned a lesson into my soul: the traditional financial system is rigged against the little guy. I decided it was time to write down the full story - not just my own, but the story of how the entire money pipe for the American Dream got clogged, and why that crisis created the single biggest business opportunity of our lifetime for people like us. I just published it on our blog this week. It's the foundation for everything we do in this group. Read it here: After you read it, I want to hear from you in the comments: Have you ever felt like the traditional financial system was working against you?

Most people only pay their credit card bill once, on the due date .But here’s a game-changer if you’re trying to raise your score fast. Why it works: Your credit utilization (the % of your limit you use) is reported to the bureaus before your due date. So even if you pay it off on time, your balance might look high when it’s reported. The trick: i. Make one payment halfway through the billing cycle. ii. Then pay again right before your statement closes. That way, your utilization looks super low and your score can jump within weeks. Has anyone here tried this and seen results? Drop your before/after score changes