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3 contributions to Credit MasterClass
Building from scratch
Hello mates, so i just moved to usa, soon enough i will be able to get my Social Security number and start building credit, i have no idea how this works, i want to learn so i don’t make same mistakes as people and i saw there’s kids at age 18 having great scores credit. What’s the first steps / which bank should i open my first bank with and please if you have any good podcasts or free e-books or books pdf about making money, learning about it let me know. Thanks
0 likes • Dec '24
I can help. If you're starting from getting a SSN, you will need to first get listed in public directories to help build your SSN profile. Adding things like a library card, registering with department stores, and starting with credit builder accounts will help to build a solid foundation.
Hard Inquiries
Hi, may I get some help removing my hard inquiries please?
1 like • Sep '24
The best and fastest way to remove hard inquiries is to call them and ask to speak to the fraud department.
Removing Late Payments from Settled C/O Account
Hello, has anyone here disputed late payments on a charged off account that has been settled? I would try and remove my C/O accounts altogether but they make up a big part of my history so instead I want to try and remove the late payments to help my score go up. TYIA.
1 like • Aug '24
I have a client with late payments on an open account. We have tried factual disputing but always comes back verified even with proof. I have sent disputes to the CRAs, CFPB and attorney general with no luck. I’m sure there has to be a proven method out there somewhere
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Ricco R
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3points to level up
@lionel-r-3899
Here to learn and network

Active 5d ago
Joined Aug 18, 2024