Before the IRS can garnish wages, it must first send a Final Notice of Intent to Levy and give you 30 days to respond or request a hearing. If ignored, the IRS can begin garnishment (tax levy) and continue until your debt is paid, or until another arrangement is in place.A resolution plan (installment agreement, offer in compromise, hardship status) can halt garnishment, but you must act before the wage levy is issued.

When you submit a valid OIC, the IRS pauses many aggressive collection actions (e.g. levies) while the offer is under review. However: interest and penalties continue accruing during review, so timing and accuracy matter.

Every month you don’t pay, the IRS adds 0.5% of your unpaid tax as a penalty (up to a 25% cap). On top of that, interest accrues daily on the unpaid balance and penalty. But taxpayers who request abatement or qualify under “reasonable cause” often get those penalties reduced or removed—if they act before the snowball grows too big. Let’s map your relief path — book a consult now before penalties escalate further.

If you ignore IRS notices for tax debts, they can issue a Notice of Intent to Levy, giving just 30 days before they legally can freeze (levy) funds from your bank account.

Many miss the offer in compromise because they file incorrectly.If your balance seems unpayable, let me walk you through how real relief works.