2025 was the year of tax payment for me. What about you? Any surprises?

I am so excited to open up the floor for our very first discussion. Chapter 1 is in the books (pun intended) and I'm stoked to dive in! Pick one question to answer below or all 3! 📝 Mike talks about emotional steadiness coming from always knowing what funds are for what purpose. For those of you tracking your money right now, does knowing where every dollar is assigned actually make you feel more confident? Or does it sometimes feel overwhelming? 📝 One of the big ideas here is building money systems that work with your natural tendencies instead of against them. What's one money habit you've tried to force that just never stuck? And have you found anything that worked because it fit how you already operate? 📝 How do you balance "cash confidence" (knowing exactly what everything is for) with staying flexible when life inevitably throws curveballs? Drop your takeaways, your "aha" moments, or even the parts that challenged your current mindset below. My Achiever heart loves to see the progress we are making together as a community. Let’s help each other stop restarting and start compounding. What's your biggest Chapter 1 takeaway? 👇

Hey Book Club! 💸 We’re diving into Chapter 2 of The Money Habit, and it’s hitting on a major pain point: the "one big pile" trap. The book suggests a 6-account system to build "guardrails" around our spending and ensure we aren't under-monitoring our progress. I’ll be honest, I’m currently sitting at 4 accounts (2 business, 2 personal). However, I use "buckets" in my Novo account to mimic some of this structure without opening a dozen different banks. 🧐 I’m curious about your "Financial Plumbing": - How many accounts do you currently use? Are you a "one checking, one savings" person, or do you have a separate home for every dollar? - The "Tsk Tsk" Factor: The book pushes for liquid accounts, but I’ve been leaning into investment/retirement accounts for that higher yield. Am I playing with fire, or are you doing the same? 📈 🔄 My Next Move I’ve been sketching out how to bridge the gap between the book’s 6-account strategy and my current 4-account reality. I’m not sure I want to open more accounts, but I definitely see room to optimize the percentages, since he did not mention a tax account for those that may need it. Drop your account count below and let’s talk strategy! 👇

Hey Book Club! 🥂 We’re diving into Chapter 3 of The Money Habit, and let’s be real: trying to grow your wealth without knowing your current "Season" is like trying to plant tomatoes in a blizzard. It doesn’t matter how hard you work; if the environment isn’t right, the strategy won't stick! Whether you’re in a Winter of consolidation, a Spring of new growth, or a Summer of harvesting your hard work, today is about finding your coordinates. I’ve built a custom tool for us to gamify this chapter! Before you post your thoughts, go run through our Season Qualifier App. It’ll help you self-qualify in seconds. https://claude.ai/public/artifacts/9309061b-ef14-4277-b02f-cc8ea1e7f61c Once you’ve got your result, come back here and spill the tea: 1. What’s your current Season? 2. Is this the season you thought you were in? 3. What is ONE thing you’re going to stop doing now that you know your season? Remember: There are no "bad" seasons. A Winter season isn't a failure; it’s a setup for a massive Spring. Let’s own where we are so we can get to where we’re going! Drop your Season below! 👇

New year, new US tax laws, and if you’re a Side-Hustle Scrambler or a Chaos Creator, this is your peak week to build Self-Authority. The One Big Beautiful Bill Act is here, and it’s a game-changer for our community. If you receive tips, you can now deduct up to $25,000 annually from your taxes. But there’s a catch: you need grounded systems to prove it. Don’t let another tax season trigger the Shame & Avoidance Cycle. This is the week to: 1. Untangle your money: Separate personal and business accounts once and for all. 2. Setup your Consistency Dashboard: Track every dollar so you’re "funding-ready". Financial clarity isn't the outcome; it’s the prerequisite for your growth. Action: Check the new IRS provisions here: https://www.irs.gov/newsroom/one-big-beautiful-bill-provisions Remember: Financial clarity first. Self-leadership always. Stop restarting. Start compounding. 🫂