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15 contributions to Financial Clarity Club
Question about biz credit
I know how to and monitor my personal credit score but how do I do the same for my business? Where do I start to find my current biz credit score? TIA
Question about biz credit
1 like • Jun 6
Look up Experian small business credit reports I have used it before
1 like • Jun 6
https://smallbusiness.experian.com/?SP_MID=52076-g&SP_RID=29846379-g&cmpid=IM-BIS-27-SMB%202026%20May_52076&offercode=email0526g&elqTrackId=8c5a5d8954a74d5c82e19055d4e02798&elq=f9b3a157bc0d47e2af4ddaf50ba08eac&elqaid=52076&elqat=1&elqCampaignId=26384&elqak=8AF59A2A7E668807B55F033B8A3E70EC694420BBBAD7EED9A94FD94C5AE17E56ED09
APRIL GRANT DEADLINES!! I'll Match You!!
🌿 NEW RESOURCE DROP — April Grant Qualifier Quiz Grant season is here, and I don't want you spending hours researching opportunities that were never meant for you. So I built something to change that. ✅ WHAT'S INCLUDED The April Grant Qualifier Quiz is a free, six-question multiple-choice tool that matches you with real, active April 2026 grant opportunities based on your profile. No forms. No sign-ups. No guessing. Inside you'll find: • 18 verified April 2026 grant opportunities • Funding from $500 up to $500,000+ • Grants for business owners, nonprofits, artists, researchers, and writers • Grants for women-owned, LGBTQIA+, Black-owned, minority-owned, and neurodiverse-led businesses • Rolling deadlines AND time-sensitive April deadlines clearly flagged • Direct links to every official grant application 📋 HOW TO USE IT Step 1 — Take the quiz (6 quick questions, takes less than 2 minutes) Step 2 — Review your matched grants and click through to the official sites Step 3 — Confirm you meet the eligibility requirements on each grant's page Step 4 — Prioritize by deadline and apply to at least 1 grant this week Important reminder: Legitimate grants never ask for your Social Security number, banking information, or money to apply. If a grant asks for any of those things — it is NOT a real grant. 💸 WHY GRANTS MATTER (AND HOW THEY ACTUALLY WORK) Grants are one of the most powerful — and most underused — tools available to small business owners and nonprofit leaders. Here's what makes them different from every other type of funding: ✦ Grants are not loans. You do not pay them back. ✦ Grants do not require equity. You keep 100% ownership of your business. ✦ Grants do not require collateral. No assets on the line. ✦ Grants are not taxed the same way as income — many are tax-free depending on use. When you win a grant, the funder either provides you with a secure portal to access the funds or mails you a check. That's it. The challenge most people face isn't that grants don't exist — it's that they don't know where to look, don't apply consistently, or disqualify themselves before they even start.
APRIL GRANT DEADLINES!! I'll Match You!!
1 like • Apr 7
@Lees Garcia oh wow that is awesome - ok I need to dig into it then.
3 likes • Apr 7
Did you create this tool? It's really impressive
The "Ca-ching" Method: How to Never Lose Track of Your Income
Regardless of how you track your income, remember that when you operate in both the online and offline worlds, it’s easy to lose track of the money you make. If you lose track, you can’t nurture your growth or double down on what’s actually working. Whether you use a budget sheet, a tracker, or resources from the club, here is the one tip I keep top of mind every time I receive a payment. Whenever I see a deposit, I immediately think of the sound: "Ca-ching!" You know the one, that classic sound an old-fashioned cash register makes. I’ve conditioned my mind to recognize that sound as a signal for action. (I’m hilariously thinking of Pavlov’s dog right now!) My Workflow 🧠 Categorize: I mentally file the deposit into the right account. (Where is this supposed to go?) 📲Log it: If it’s a new category or a brand that has never paid me before, I quickly jot it down in my Notes app since I’m not always at a computer. 💻: On Fridays, our designated bookkeeping day, I update the income source on my budget sheet, money clarity dashboard, and earnings report. Real-Life Example: If I receive a $100 affiliate commission, it looks like this: - Action: Mentally Acknowledge it being in my "Business Catch-all" account where taxes and % are automated - Notes App: "Affiliate Commission - $100 (Brand Name)" - Bookkeeping: Category: Affiliate Commission ($100) - Clarity Dashboard: Affiliate Income ($100) - Earnings Report: Brand Name ($100) The Payoff: Monetization Strategy By tracking the money properly, I can now take the next steps to grow it: - Reach out to the brand to negotiate a higher commission. - Create more content to increase future earnings. - Launch a targeted ad strategy. - Email my members about the offer. All of this is possible because I took the time to "remember" the money. How do you track your income? Do you have any quirky habits or tips that help you stay on top of your earnings?
1 like • Feb 13
@Lees Garcia I do monitor my sales vs ad spend for sure and which books are selling but I don’t have a spreadsheet and track it down
0 likes • Feb 24
@Lees Garcia Its more of a time issue I only have so much time and it's constantly put into build build build never measure and monitor and analyze
Welcome to the Chapter 5 Name Game Party! 🥳 🥂
Hey Book Club, Grab your favorite drink and pull up a chair because we are diving into the "Clarity Account" system the part of the book where the "mental math" ends and your financial freedom actually starts to look like a personalized celebration! 🛑 What We "Normally" Do vs. ✨ The Chapter 5 Way (and Honestly, what I've deemed, "the name game") Usually, we lump all our expenses into one giant "NEEDS" bucket. We walk into the grocery store "rolling the dice," hoping there’s enough in the account to cover both the food and the rent due next week. We use generic budget templates that make us feel like we’re "doing money wrong" if we don't have categories like "tithing" or "daycare". It’s all guesswork, judgment, and high stress. The sources tell us that "clarity is more than categories; it’s meaningful categories". One character, Sam, renamed his "W-Small Joys" account to "W-Girl, Just Do It" and his heating bill to "N-This Beeyotch Gotta Stay Warm". When you name an account something that makes you laugh or feel powerful, you stop being managed by your money and start managing it with confidence. 🎤 Participation Time! The author once "squirreled away" $75 a month into a secret account called "D-CRT" (DREAM-Canyon Ranch Trip) for ten years, eventually surprising his wife with a $9,000 wellness retreat. I want to hear from YOU in the comments: 1. If you were to create one "Clarity Account" today to kill your biggest financial stressor, what would it be? 2. Give it a personalized "Main Character" name! (e.g., instead of "Debt," maybe it's "F-The Past" or "Paying things I had to do"). Let’s see those account names! 👇✨ Admittedly, I have a G-Wagon Account (with $400 dollars in it 😂)
Welcome to the Chapter 5 Name Game Party! 🥳 🥂
1 like • Feb 24
@Lees Garcia thanks for digging into the deets on that - I wonder if you wrapped it as an advertisement for your business if that would be a work around 😉
0 likes • Feb 24
Also to participate here - what about a fund if I have to go unemployed for awhile, it is something that scares me but could also be a harsh reality.
I found $107. 💸
Seriously. I was running through the "Treasure Hunt" exercise I put together, and while I was just trying to be organized, my guinea pig (partner 🤭) actually found $107 sitting in a forgotten account. Myself? I managed to track down an old 401k I’d completely lost the trail on. It’s wild how much of our own money is just... floating out there in the void. The Treasure Hunt 🗺️ I’ve turned this into a full Account Finder & Money Finder guide. It’s not some month-long project, it’s a quick 1-3 day implementation workshop where I show you exactly how to dig up your lost assets. Check out my screenshot below of the completed hunt. 🏁 Who’s Next? Navigate to the Untangle Your Money Challenge to dive in
I found $107. 💸
1 like • Feb 10
Oh that's a great thing to go find some surprise money - I don't doubt I have some money hiding somewhere over the years .
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Krista Brea
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@kristabrea
Ever wanted to have your own book? I’m teaching you how to do KDP self publishing!

Active 2h ago
Joined Jan 5, 2026
Chicago
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