Hello All, We heard from a lot of you that you don't know what the next step should be when it comes to investing. This week's newsletter focuses on that issue. Please give it a read in the classroom.

Interested in building wealth not just for family and me but also for improving my community.

Have any of you created an annual budget? I am doing one this year. I started by writing out my saving and spending plans for the year and giving each a completion date.

Hello: Thought I'll share this with the whole group instead of just in the comment section of one of the group member. I had $500 sitting in my brokerage account with Charles Schwab and just yesterday I moved it to a SWPPX Charles Schwab S&P 500 Index Fund (no fees). I know it sounds like I know what I am talking about but I just learned this by watching the Wealth Twins videos. I couldn't worry about knowing it all (it's a lot) so I just started with learning how to start and then moved on it. The Index fund was best for me because I wanted to start at a low risk, low maintenance and stress free level and I did it! Charles Schwab agent walked me through it step by step until I completed my first transaction. I did specify I want to invest $500 long term, not trade and I wanted to buy Schwab S&P $500 Index fund to be clear cause it seems like everything was trying to default to trading (trying to do it without help). I had learned to stay away from trading and marginal until I knew what I was doing. The agents will not tell you how to invest (at east the one I had did not) so I had to know that to start. Hopefully this helps you to know you are not alone.

Hi! Welcome to the Wealth Pack Community! The Goal of this group is to bring together those who want to learn how to grow their wealth the smart way and become confident in their money decisions! Please take a look in the classroom section in the top menu to download some resources. We will continue to add to it. To kick things off, please comment below introducing yourself Let us know: 1. Where are you from 2. What is the personal finance area you want to focus on 3. Pick a GIF that represents you in some way ⚠️ Please do not give out any personal information in this community. This is a public group so be mindful and keep your information safe. Keep your comments general and when we see comments themes we will have a group discussion about it. See you in the comments!