Love this! 🙌 One habit I’ve found super underrated is tracking how often and how much you use credit vs. debit. Not just for budgeting, but for understanding your spending patterns and how it affects your credit utilization. Another small but powerful one is monthly “financial check-ins” with yourself or your partner — even 15 minutes can reveal subscriptions, fees, or spending habits that quietly add up.

I totally get what you mean — communities like this are only as useful as the engagement and support we get. One thing I’ve noticed is that people come back when they see real, actionable help and responses to their questions. Personally, I’d love to see more: - Case studies or examples we can learn from - Quick Q&A posts where people can get answers without waiting weeks If you’re open, I’d be happy to start sharing practical advice and resources that members can actually use — and I’d love to hear what others think would make this space more valuable.