Have you ever looked at your rent and thought… “Where is all this money actually going?” Let’s say you pay $3,000/month in rent.That’s $36,000 a year—money that helps cover someone else's mortgage, builds their equity, and gives them tax benefits. Now, renting isn’t “bad.” Sometimes it’s the right move based on your goals, lifestyle, or timeline.But here’s the part most people aren’t told: 👉 There’s a cost to waiting. 👉 There are ways to prepare—even if you’re 6, 12, or 24 months out. 👉 And buying isn’t a one-size-fits-all decision. It’s a strategy. Are you sure your current setup is still the best fit for you?If you’re not 100% sure—it’s okay. That’s what this space is for. Let’s talk about it. Drop a comment or DM me—I’m here to help you think it through.

What is a Trigger Lead? A trigger lead occurs when a credit bureau sells your information to lenders after you apply for a loan or credit. When you apply for a mortgage, your credit inquiry can trigger lenders or brokers to contact you, offering competing loan options. This can result in a flood of unsolicited calls or emails. How to Avoid Unwanted Calls from Trigger Leads: 1. Opt-Out of Prescreened Offers: Visit OptOutPrescreen.com or call 1-888-5-OPT-OUT to remove your information from lists shared by credit bureaus. 2. Use the National Do Not Call Registry: Register your phone number at DoNotCall.gov to reduce telemarketing calls. Taking these steps can significantly reduce unwanted communications while still allowing you to explore mortgage options on your terms.

I am looking at a manufactured home that is waterfront on stilts.....my credit score is around 620, I have 10% for down payment, but I am self employed. I have a great steady income but I write off all I can and was hoping you can help with a bank statement loan. Looking for rate in the 4''s. Let me know.