@Radha Rani These are very thought out answers. I have a few corrections for you: Question #4 "After clearing the car loan..." This is understood and can be said. However, in English we usually use the expression "pay off". After paying off our car loan.... In terms of what "class" you are in, this usually depends on both your income and your equity. Classes can also vary depending on where you live. Statistics Canada states that "Statistics Canada Thresholds: Other common economic models place core middle-income brackets roughly between $53,000 and $117,000 annually, though ranges shift depending on family size and province" Question #5. Unfortunately, your husband is correct about cars losing value as soon as they leave a showroom! Instead of saying "we bought on loan", we usually say we "financed". Question #6 Thankfully the government has been adding financial literacy to high school education! When you said "everyone is ready to tell the way of earning money", this is understood in meaning. More commonly in English we would say "Everyone shares or says how to earn money". In English, there are many collocations about how vocabulary fits together. These are learned over time. The good thing is your ideas are clearly understood!