what is everyone doing this weekend? Here in Sydney it is going to be wet and stormy so it will be inside activities (even though it is the middle of summer!) Is it a chance to get some work done?

Is this you? You keep coding something the same way because it’s always been done that way — even though you’re not sure it’s right. Consistency feels safe, but repeating an early mistake just locks it in. The key is knowing when consistency helps and when it hurts.

Are you an employee, contractor, DIY Bookkeeper or do you own your own business?

Is this you? You avoid merging or deleting accounts because you’re worried it will mess up past reports. That concern is valid — some changes do affect history, but not all of them. Knowing what’s safe is what makes clean up feel possible.

Is this you? You’ve created a new expense account in Xero or QuickBooks because none of the existing ones felt quite right. This usually isn’t about the expense — it’s about not being sure how detailed your Chart of Accounts really needs to be. More accounts don’t always mean better reporting.