See you tonight at 6pm pst at this link: www.StreetSmartDiva.com/zoom

When we started working together, I encouraged her to change the conversation. Instead of only talking about the news, weather, and sports, start talking about real estate. So when her daughter asked what she had been up to, Carolyn nervously said: “You’re probably going to think I’m crazy, but I just started coaching with a real estate investment coach.” Her daughter’s response surprised her. She and her boyfriend had found a home they desperately wanted to buy, but they believed homeownership was out of reach. Within a week, Carolyn had the property under contract. We then created a creative structure that gave her daughter and her boyfriend five years to work toward ownership. They moved in, renovated the home, and had a clear goal in front of them. They weren’t just renting and hoping to buy someday. They were living in the goal. Depending on the structure, arrangements like this may be called a buyback, rent-to-own, or lease option. Sometimes people don’t need a handout. They need a hand up, a plan, and the right structure. This is also similar to the strategy I used to buy my own home after a major business collapse. I’ll be sharing more real-world stories and strategies in my next Denied-to-Keys webinar. If you’re a frustrated renter, or a parent who wants to help an adult child pursue homeownership, comment KEYS and I’ll send you the details. Creative financing strategies depend on the property, parties, legal agreements, and individual qualifications. Results are not guaranteed. D2K Webinar Landing page - Okanagan Real Estate Investment Group

I lost everything in 2007 and rebuilt a $100M+ real estate portfolio without the bank. Now I show everyday people how. About Me: In 2007 I lost it all. Not "had a rough year" lost it, I mean the recession took the whole thing down to zero. We did all of our investing in Alberta, and had to rebuild from scratch after moving to the Okanagan. Over 300 deals later, more than $100 million in transactions, and a portfolio built on creative financing, seller financing, partnerships, and private lending. Deals most people think you need a bank and perfect credit to do. You don't. I've done them without either. That's what this community is about. Not theory from someone who read a book, real strategies from someone who has been broke, been burned, and figured out what actually works on the street. Condos, mobile homes, low money down, no bank qualifying, lease options, rent to own. The stuff they don't teach you anywhere else. Today I run a real estate investing education platform, host the Okanagan Real Estate Investment Group, and own houses, condos, development properties plus a 100-unit storage facility in West Kelowna. I'm still doing deals, still learning, still testing everything in real life before I ever teach it. If you want to build real financial freedom through real estate, whether you want to invest passively or learn to structure your own deals, you're in the right place. Come as you are. Ask questions. The more you talk, the more you learn. You get access to my Free Tools when you get started here on my Skool. I'm glad you're here. Julie, the Street Smart Diva

If homeownership is your goal, do not wait until you are applying for financing to check your credit. Use Credit Karma as a starting point, then consider reviewing your information through Equifax Canada and TransUnion Canada. Your credit report is information, not a verdict. The earlier you understand it, the more time you have to make better decisions. I host the free Denied-to-Keys training every Tuesday at 6:00 p.m. Pacific Time. Register here: https://okanaganreig.com/d2k-webinar-landing-page What is your biggest credit question right now?

I’m standing inside a vacant home owned by a motivated seller. The seller lives outside the country, doesn’t want to manage a remote rental, and doesn’t want to sell the property for a huge discount. That creates the possibility of a creative solution that could work for both sides. Potentially: - The seller gets relief from carrying costs - The buyer gets a path toward homeownership - The deal is structured around the actual situation instead of a bank’s standard checklist - I’ve personally purchased two homes for my family using creative strategies, even after a 420 credit score, bankruptcy, and foreclosure. That doesn’t mean every deal works. It means there may be more than one path. I’m breaking down how to identify and evaluate opportunities like this during my free webinar: Denied-to-Keys: How High-Income Renters Can Explore Homeownership Through Creative Financing Tuesday, August 25 at 6:00 PM Pacific Register here: D2K Webinar Landing page - Okanagan Real Estate Investment Group Comment KEYS and I’ll send you the link.