We don't do crypto. We do BTC. We don't trade (buy & sell) BTC. We buy and HODL. We don't try to time the market. When prices drop, we buy. When prices are at an ATH, we buy. We also don't keep our coins on exchanges. We store our BTC in cold storage.

Deeper insights being made.

I bought my first Bitcoin at around $0.67. Then I watched it run to $31. Then crash to $2. Then climb to $1,200. Then get wrecked again. And again. And again. Five crashes later, I am still here. Still stacking. But there was one crash that nearly took me out. Not because of the chart. Because of everything around it. What Almost Broke Me. --------------------- My ex-wife did not understand what I was doing. I had mining equipment all over the house. GPUs. FPGAs. ASICs. Money going into machines that made no sense to her. And to be fair, I never explained it properly. I expected trust without building understanding. That was my first mistake. Here is the truth nobody tells you. If the person you share your life with cannot see the difference between spending money and building wealth, they will assume you are gambling the family. And honestly, that fear is rational. The Real Reason I Sold. ----------------------- Then the price dropped. She panicked. I panicked. And I had no cash reserves. My bills were sitting inside my Bitcoin. That is the trap. When your bills live inside your Bitcoin, you do not own Bitcoin. Bitcoin owns you. So I sold. Around $266. Not because I was weak. Because I was exposed. That is what paper hands really is. It is not a character flaw. It is not low conviction. It is not bad luck. It is what happens when you have no system. No cash runway. No separation between living money and wealth-building money. No plan written down before the crash. Just hope. And hope does not survive a 60 percent drawdown. The Damage After the Sale. -------------------------- After I sold, I tried to fix the mistake by trading. That made it worse. From late 2014 into 2015, I got trapped in the cycle a lot of people know too well. Sell low. Freeze. Panic buy higher. Repeat. That cycle is brutal. It cost me years. What Kept Me In The Game. ------------------------- But that is not the whole story. I also held through a 94 percent crash.

I built a 2-of-3 multisig wallet. Did everything right. Felt like a genius. Then I made the mistake most people make. I didn't test it. Years later I opened the wallet. Had my keys. Had 2 of the 3. Entered everything correctly. Zero balance. The keys were right. The setup was right. But the wallet software had silently changed something underneath me — the derivation path. Your seed creates addresses using a hidden "address map". When the wallet updated, it started looking at a different map. My coins were still there. The wallet just couldn't see them anymore. Right key. Wrong door. I got lucky — I had saved the old path and recovered everything. Most people wouldn't have. Now Morgan Stanley wants to "help" by holding your Bitcoin for you. Custody, trading, lending — the full package. Translation: they want your keys. If you're serious about self-custody, multisig is the real move. But if you set it up wrong and don't maintain it, it's just a more complicated way to lose your Bitcoin. I put together 6 rules that would have saved me from that panic. Plus when multisig actually makes sense vs a strong single-sig setup. Please let me know if you want the 6 rules.

This podcast was fire