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Owned by Jonathan

Faith + Finances • Clarity • Peace • Stewardship

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11 contributions to Money in Motion Community
📌 START HERE: 7-Day Emergency Fund Builder (UK)
Welcome — I’m really glad you’re here 👋If money has felt stressful, reactive, or hard to get ahead of, you’re in the right place. This is a NEW free course so you are the lucky first few to work through it on this new platform. This free 7-Day Emergency Fund Builder is designed to help you: - Stop emergencies turning into debt - Create breathing room fast - Get your first £ saved, even if things feel tight right now This is practical, UK-based, and built for momentum — not perfection. 🚀 How to Use This Course (Do This First) Step 1: Find the course - Go to the Classroom / Courses tab - Open “7-Day Emergency Fund Builder” - Start with Day 1 👉 Don’t skip ahead. Each day builds on the last. Step 2: Set aside 10–20 minutes a day That’s all you need. You’re not fixing everything this week — you’re starting.Small actions. Real progress. Step 3: Take action as you go This isn’t a “watch and forget” course. Each day, do one small action: - Open an account - List an item - Cancel something - Start a switch - Reclaim money Progress beats polish every time. 🟣 Post Your Wins (This Really Matters) RIGHT HERE! This community works best when we share progress — even small wins. Please post things like: - “I opened my emergency fund today” - “I listed 3 items on Vinted” - “I cancelled a subscription and freed up £12/month” - “My first £5 just landed 🎉” Small wins count. Momentum builds confidence. 🙌 You’re Very Welcome Here If you get stuck, post a question.If you make progress, share it.If you miss a day, just pick it back up. You’re not behind. You’ve started. 👉 Head to the Classroom and begin Day 1. You’ve got this 💪
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A win... not the usual kind, but I'll take it 😀
ok - this is really for financial/life wins to celebrate together. But today I passed 5000 TikTok followers. I appreciate many here probably have way more than that! But for me, feels quite an honour and an achievement that so many would want to be part of this journey. So, I'm celebrating the win! Hope you'll celebrate with me 🙂 Join us here, and follow along on TikTok too if you want - you're be most welcome! https://www.tiktok.com/@moneyinmotionhq
A New Year Check in.....
Christmas and New year are behind us now, and If money is feeling heavy, stress a little high, you’re not alone. What’s one area of money you’d love a bit more peace around right now? One word. One sentence. Or just read along quietly ;)
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Dave Ramsey Baby Steps — UK Edition | Step 1: The Emergency Fund
Dave Ramsey teaches that the first Baby Step is to save $1,000 before tackling debt. The principle behind this step is simple — and powerful: If you've decided to stop borrowing, you need to stop emergencies turning into more debt. If every car repair, boiler issue, or unexpected bill goes on a credit card, you end up paying off debt with one hand while adding to it with the other. A small emergency fund breaks that cycle and resets your mindset:“I will not default to debt when life happens.” That principle absolutely holds true here in the UK. But the amount needs adapting.... In the US, medical bills and weaker safety nets mean more emergencies can be far more expensive. In the UK, we have the NHS and a stronger social security floor — which changes the calculation. At the same time, this first step needs to be: - achievable quickly - motivating - confidence-building If the target is too high, many people stall before they even start. In the UK, creating more margin is also a little harder than in the US. That’s why, for most people in the UK, I recommend:£500 as a starter emergency fund. It’s: - enough to cover most small emergencies - realistic to build quickly - and crucially, it builds momentum This isn’t the final emergency fund — that comes later.This is about creating breathing room and changing behaviour. 💬 Discussion I’d love to hear your thoughts: - Does £500 feel realistic for you right now — or still too high? - Do you currently have any emergency buffer, even a small one? - What tends to knock you off track financially when life happens? There’s no right or wrong answer here — just real life.
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What’s one area of money you’d love a bit more peace around right now?
What’s one area of money you’d love a bit more peace around right now? Not fixing.Not success.Just peace! You can answer in one word, one sentence, long or short is fine or just read along!
0 likes • Dec '25
@Shereen Lee oh yeah! Can I ask .... what would that look like for you do you think? How would you know you're doing it?...
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Jonathan Cooper
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@jonathan-cooper-8046
I help people find clarity, peace & confidence with their finances through simple steps & faith-filled encouragement. Let's walk this out together.

Active 3d ago
Joined Nov 28, 2025
Cardiff