I was paid a finders fee for helping two people connect together on an investment deal.

👋 Welcome to The Funding Lab Most lenders are quick to sell you a loan—if you’ve got a W-2 and a high credit score. But the real question is: Is this the right funding strategy for your life, goals, and situation? In The Funding Lab, we’re not here to push products. We're here to help you design a smart, personalized path to funding—whether you’re self-employed, a business owner, or navigating non-traditional income. 🧪 This is where we experiment, learn, and build strategies that work for you—not just the bank. You deserve more than approval. You deserve a plan that aligns with your vision 💼 🚀 Your First Move: Drop a quick intro below! 👇 - Who are you? - What kind of income or business do you have? - What’s your #1 funding goal right now? We’re here to help you get strategic and get approved. Let’s get to work.

1. Visio Lending - Known as a top DSCR lender for buy-and-hold investors, especially for single-family and vacation rentals. - Offers streamlined approval using property cash flow rather than personal income.Griffin Funding+7kiavi.com+7LendingOne+7Newfi+1 2. Kiavi - Specializes in rental and portfolio loans for investors. - Offers flexible DSCR (no personal income docs required) and competitive adjustable-rate options.LendingOnekiavi.com+1 3. RCN Capital - Editor’s pick for long-term rental financing in 2025, offering loans up to $2M. - Requires 20–40% down, credit score 660+, DSCR ≥1.05.U.S. Bank+12Fit Small Business+12Sammamish Mortgage+12 4. Pennymac - Offers conventional and niche investment property loan products with competitive rates and in-house servicing.The Wall Street Journal+11Pennymac+11Investopedia+11 5. U.S. Bank - A traditional lender offering loans for 1–4 unit residential rental or vacation properties.CoreVest Finance+5U.S. Bank+5Visio Lending+5 6. Newfi (DSCR Loans in California) - Focuses on DSCR loans in CA, ideal for investors who want property-based qualification. - Offers minimum down of ~20%, credit score ≥640, fast processing, and interest-only options.Newfi 7. Griffin Funding (Private / Non-QM) - Offers private money loans with high LTV, fast timelines, and flexibility. - Good for investors needing creative financing or with limited documentation.Griffin Funding+2OfferMarket.us+2

The prompt: Simply copy and paste the full block of text into ChatGPT, and then respond with the details it asks for. "From now on, act as my expert assistant with access to all your reasoning and knowledge. Always provide: A clear, direct answer to my request. A step-by-step explanation of how you got there. Alternative perspectives or solutions I might not have thought of. A practical summary or action plan I can apply immediately. Never give vague answers. If the question is broad, break it into parts. If I ask for help, act like a professional in that domain (teacher, coach, engineer, doctor, etc.). Push your reasoning to 100% of your capacity."

🧭 Welcome to The Funding Lab If you’ve landed here, it’s because you’re more than just a creator—you’re a builder. A visionary. A founder in the making. You’re not just here to grow an audience. You're here to grow assets To turn ideas into income. To get structured. Funded. And seen. This space was built for you. Inside The Funding Lab, we believe your creative work deserves to be capitalized—without losing your voice or your values. 🔑 Inside The Lab, We Operate on 3 Core Pillars: 💡 Learn This is where creativity meets capital. We drop funding systems, pitch decks, templates, and weekly deep dives to help you raise, sell, and scale. 🤝 Build This is a collective of creative founders. You’ll find collaborators, co-creators, and community here. No gatekeeping—just momentum. 🚀 Launch You’ll stop guessing and start shipping. Less “thinking about it,” more “I just pitched that. ” This is your weekly activation hub. 🎯 Your Mission: Activate To get the most out of The Lab, start here: ✅ Introduce yourself in the Community Thread✅ Download the Funding Blueprint (pinned resource) ✅ Set a Weekly Goal: Pitch sent? Offer built? Revenue target? Post it. ✅ Join the next Live Lab or watch the latest replay✅ Engage. Ask. Share. Ship.