PERSONAL CREDIT STRUCTURE NEEDED PRIOR TO GETTING BUSINESS FUNDING You can obtain a business card with a credit limit up to five times that of your strongest personal credit card, provided it is over two years old, within 2 to 3 weeks. To be eligible, you must meet the following requirements below: - Credit Score: 680+ (700 - 760 considered Golden) - Number of Accounts: 7-10 (12 considered Golden) - 2+ Primary Personal Credit Cards $5000+ Limit - Age of Credit: 3-5 years - Credit Utilization: Usage under 10% - Credit Inquiries: 3 or less - Payment History: No late payments - No Derogatory Marks - Bankruptcies: None - Charge Offs: None - Collections: None Note: For a Business Line of Credit (BLOC), you will need a business entity and 2 years of Tax Returns.