https://docs.google.com/document/d/1AWgNgE-iZYApZa0Qf14OJYVJDiIQIqjAXkGaAamIJbo/edit?usp=drivesdk

Law: FCRA 15 U.S.C. § 1681i (Procedure in case of disputed accuracy) The Lesson: When you dispute an item on your credit report, the bureaus are legally required to conduct a "reasonable reinvestigation" free of charge. Here is the kicker: They must complete this within 30 days of receiving your dispute. If they cannot verify the information within that window, or if the furnisher doesn't respond, the law says the item must be deleted. Your Move: 1. Send your dispute via Certified Mail. 2. Track the delivery date. 3. Count 30 days + 5 days for mailing. 4. If they don't respond or verify? Demand deletion under Section 1681i. Learn the credit game free 👇🏽💳 https://www.skool.com/credit-fintech-playbook-2832/about?ref=adc84e502dfa499c91b8048348873864

Whether you’re grinding like Ana, saving like David, or enjoying experiences like Amy—if your money brings you peace and happiness, you’re winning. Personal finance is supposed to be PERSONAL. Don't let the internet dictate your goals. 💯 👇 Which one are you right now? Amy, Ana, Chris, or David? Let me know in the comments!

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Hello, my name is [Full Name], and I’m calling regarding my consumer file. I have reason to believe that my personal information was compromised due to the recent TransUnion data breach. I am requesting the immediate deletion of any accounts that cannot be fully verified. Failure to comply will result in formal complaints being filed with the Consumer Finance Protection Bureau (CFBB), Federal Trade Commission (FTC), and the Office of the Attorney General. Can you confirm that you will initiate an investigation and promptly remove all unverifiable items from my report?