Balance: $0 ✅ Annual fee: $0 ✅ Old account: Yep ✅ You barely use it anymore. So… Do you KEEP it open or CLOSE it? 🤔 Before you answer, remember: closing a card can reduce your total available credit, potentially affecting utilization. Account age and your overall credit profile can matter too. 🔥 KEEP IT ✂️ CLOSE IT 🤔 IT DEPENDS Vote below, then tell us WHY in the comments. 👇 Credit strategy isn’t always about doing MORE. Sometimes it’s knowing when not to make a move. 📞 Not sure what makes sense for your file? Book your FREE Onboarding Call: https://skool.letsgetfunded.com/fskool-group-onboarding-book 🚀 Want more credit + funding education? Tap into Inner Circle: skool.com/100k