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Lifeonaire Academy

120 members • Free

4 contributions to Lifeonaire Academy
Have You Started The Debt-free Investing Course?
Let me ask something honestly. A lot of people here joined because of the Debt-Free Investing course. But I’m curious… How far have you actually gotten with it? Be real with me for a second: A. Haven’t started yet B. Started but didn’t finish C. Going through it consistently D. Finished it E. Don't know how to access it. Drop A, B, C, or D below. No pressure, just want to see where everyone’s at.
1 like • May 8
C. Just finished session 3 today.... hope to get 4 in the next few days.
Is this something you would be interested in?
I'm considering holding a workshop but only if there is real interest. If you are a yes, what would you like covered?
Is this something you would be interested in?
0 likes • May 7
Steve...... This may not be in the scope of this training academy..... The area I am currently working through is how to plan out finishing well in a God honoring way, especially with finances, 'retirement' spending and what is left to distribute after the Lord calls us (my wife and I) home. I have heard there is a book about Finishing with Zero???? I love that concept.... and 2026 is the year I want to build a strategy to finish well...especially financially. (I retired from a W2 in Feb 2026). In my mind, part of finishing well financially, is how to use up funds in our last phase of life (i.e. retirement) in a way to minimize taxes and maximize donations/giving to my church and ministries. Part of the strategy is impacted based on where one's retirement funds are housed... how much is in traditional IRAs, Roth IRAs and normal taxable assets etc. I have more thoughts on this, and I believe if people start planning this phase of life in their later 40's and early 50's it can total change how much goes to Uncle Sam verse the Lord's work. Your thoughts???
How are you starting your day? How are you starting your month?
Today is my CEO day. The first Monday of every month, I set it aside to be with God. No agenda. No rushing. Just time with Him. This was the first thing I read this morning. “Get wisdom… get understanding… though it cost all you have, get understanding.” It felt like instructions for the day. Not business strategy. Not planning. Not problem solving. Seek the Father. Listen. Do what He says. And if I’m honest… that’s not always where my mind goes first. Even on a day like today, it took me a little while to settle in. To quiet the noise. To stop thinking about everything else. But once I did… this became clear. What I need most today isn’t more effort. It’s wisdom. Not worldly wisdom. Not what everyone else is saying. Wisdom that comes from Him. Understanding that comes from knowing Him. And that only comes from time with Him. In His Word. Listening. Being still long enough to actually hear. We spend so much of our time trying to figure things out. When maybe the better question is… Have I gone to Him first? So today, I’m slowing down. Leaning in. Asking Him for wisdom. Trusting that He’ll give it. How are you starting your day? How are you starting your month? For me this is where it begins.
How are you starting your day? How are you starting your month?
0 likes • May 7
Steve.....thx for sharing...... and the encouragement to work toward me doing something similar. Just retired from a W2 job (end of Feb) and still trying to unwind myself mentally and physically.....but I am getting there (in spite of what my coaches think!!!...Tim and Suzy).
HELOC TRAINING REPLAY
Just saw that a bunch of people tried to join late while we were already in the session… And I completely missed it 😅 Apologies if that was you.😊 The replay is up now so you don’t miss anything. The steps are well detailed. I'll be here to entertain your question afterwards. Welcome to the community.
HELOC TRAINING REPLAY
1 like • Mar 28
Steve….yes thank you for doing the presentation. About 6 or 7 yrs ago I basically did what you proposed….purchased and rehab a property with my HELOC…then paid extra for several years. The tenant begged to purchase the property (which I owner financed) and with his down payment I was able to completely pay off the HELCO. So all his payments have been ‘extra’ cash. I had not considered being as aggressive with the HELCO as you proposed….and since the presentation I am linking accounts to get funds moved to pay down my current balance on my HELCO. Putting ‘all my cash’ towards the HELCO makes a lot of sense, but is a little challenging mentally (not having the security of cash sitting there). I also see potential opportunities in the future. Thx for sharing. John Battle
0 likes • Mar 28
FYI….not sure why I was not able to unmute (I am on different virtual calls regularly (zoom, teams, others) so not sure what setting I missed ‘in my browser’. I will continue to research….just wanted to share in case someone had a quick answer.
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John Battle
1
3points to level up
@john-battle-8533
Rental Properties

Active 35d ago
Joined Mar 5, 2026
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