Steve...... This may not be in the scope of this training academy..... The area I am currently working through is how to plan out finishing well in a God honoring way, especially with finances, 'retirement' spending and what is left to distribute after the Lord calls us (my wife and I) home. I have heard there is a book about Finishing with Zero???? I love that concept.... and 2026 is the year I want to build a strategy to finish well...especially financially. (I retired from a W2 in Feb 2026). In my mind, part of finishing well financially, is how to use up funds in our last phase of life (i.e. retirement) in a way to minimize taxes and maximize donations/giving to my church and ministries. Part of the strategy is impacted based on where one's retirement funds are housed... how much is in traditional IRAs, Roth IRAs and normal taxable assets etc. I have more thoughts on this, and I believe if people start planning this phase of life in their later 40's and early 50's it can total change how much goes to Uncle Sam verse the Lord's work. Your thoughts???