Hello, yep you read that correctly. I cant do it. There is no hope for me. Nobody will give me any money. Nobody will help me get money. Nobody will give me the answers I want. I cant fix my credit or get rich its not fair! Waaaah!!😭 Actually... none of these are true, because especially now there are people like Geno that will educate us. Also we have an inner desire to learn, earn, and achieve. To grow and prosper and praise GOD! That said, you can call me Jimmy, and I know 1000% that by utilizing debt, wealth is only a few financial agreements away. However due to my lack of knowledge and understanding, I did not take advantage when I had the opportunity. Now I have to start from behind. OK. I am eager to learn anything I can about credit. These last few years, the industry has changed and I personally am fully aware. However, I had some poor me moments a few years back and I threw in the towel essentially. So now, I face challenges that are... challenging for lack of better words. Not impossible, definitely not desirable. Except the part where I reach my goals and become not just a statistic, but a case study to be shared to those who cant imagine the success that comes with utilizing credit to its fullest potential. Or as I like to say: I wanna make FU money!!