The assignment is simple.. but confronting - Add up every dollar that left your life in the last 30 days - This includes: Bills/ Subscriptions/ Cash spending Venmo/Zelle/PayPal /Credit card payments - Investments (yes, even this counts as outflow for now) Do not categorize right now. Do not label as good or not. This will distract you because this could be a very intense exercise. Today is just one number: TOTAL OUT You don’t have to share the exact number. Most people underestimate how much goes out by 30-50%. You can share your feelings and reactions when you reach this final number.

The first two days were about where your money lives. Today is about how money enters your life. Before you try to increase income, you need to understand your current inflow reality - in our riverbanks analogy, from what sources flow INTO our river? You cannot expand what you don’t accurately track. 1. Money comes in through specific channels 2. Those channels have timing, consistency, and behavior 3. Patterns in income determine stability and decision-making - when/where to spend, for example So where did the money come from in the last 30 days? Salary/wages? Gifts? Dividends from investments? This is crucial - bc if you did my $100k masterclass and you look at the Wheel of Wealth - you can see what levers you can press to increase the financial flow.. so Let’s hear it!

Yesterday we talked about building strong riverbanks • Money is already flowing in our lives - but without structure, it disperses • Today is not about changing anything, it’s about seeing where our money lives. We cannot direct money we cannot see. Every account is a “container” holding part of your financial energy. When accounts are scattered and unknown, your power is scattered Step-by-step truth: 1. Money flows into accounts 2. Accounts determine how money is held or lost 3. If you don’t know your accounts, you don’t fully know your flow

You don’t need to give me a number. I want to draw your attention to whether you know the amount or not, or whether you need to guess. What area do you need to guess at? Checkings/savings, or investments? Or don’t know how much debt you have? That can be a clue to an area you’re avoiding. And avoidance keeps us in contraction, not allowing abundance in.

In the recession plan call, you said “don’t sell now” and also “don’t buy now.” That makes sense to me. By the way, I got so much from this call! But I’m still unclear on the selling strategy specifically. If not now, then when? What would actually trigger a sell decision in a potential pre-recession environment? I’m trying to understand how we balance not selling too early with not riding the full ~50% drawdown. Are we attempting to anticipate a recession based on how significant or permanent the news appears? I assume we don’t want to wait until the market has already fallen 20% before reducing risk. At the same time, if someone held through most of the drawdown, can that still become a major wealth-building opportunity if capital is deployed strategically near the bottom? I’m really trying to understand the decision framework here.