The results are not instilling confidence in the year ahead. There is a high possibility that there will be a recession coming like 2008. Are you prepared mentally for that outcome. As of March 2020 the bank reserve requirements were dropped to ZERO. The banks dont have money and they have bad debt on their books. Attached it my analysis of the results and the potential outcomes in 2026 and 2027. My thoughts are have a couple months worth of cash on hand should the banks fold like they did in 2023 .