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BeyondTheBottomLine

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Helping you unf*ck your finances. If your managing school, work and paying for everything yourself, you've come to the right place.

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13 contributions to BeyondTheBottomLine
Week 7 Check-In
Sunday check-in time 👇 Simple question this week — what is one financial decision you made this week, big or small, that you feel good about? Could be something you didn't buy, something you saved, a bill you finally dealt with. Doesn't matter how small. I'll go first: I purposely prioritized taking public transportation as much as possible this week while I was travelling in Poland to avoid spending a lot of extra money on Ubers all around the cities that I was visiting. Drop yours below 👇
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Week 5 Check-In Time!
Back from traveling and jumping back into our weekly check-in. I know the last week or two has been a little quiet on here — life happens and I was traveling so I'll take some of the blame for that. But we're back. For this week I want to keep it simple. Tell me one thing, just one, that you did with your money in the last two weeks that you're proud of or that you want to be honest about. Good or bad. Saved something, overspent somewhere, made a decision you're not sure about. No judgment, just accountability. I'll go first: This week I started booking flights, activities and accommodation for the first trips I will be taking while abroad for the semester. I spent about $1,000 just this week on travel related expenses. But I have been preparing for this for months and pulling money out of my designated travel fund! Drop yours below 👇
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Week 4 Check-In
We're officially at the halfway point of the accountability program! This week I want something a little different from everyone. Instead of just a number, tell me one thing that has actually changed about how you think about or handle your money since we started this. It could be a habit, a mindset shift, or a decision you made differently than you would have before. It can be something big or small. I'll go first: One mindset shift that I have had recently is around travel spending. I am usually quite frugal in spending money, and it is important to me to spend conscientiously. While I am still going to try and spend in a smart way when studying abroad this upcoming semester, I have accepted that my spending will be much higher than normal. So, the challenge for me this fall will be striking the balance between enjoying once in a lifetime travel opportunities with being smart with my money. Drop yours below 👇
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Week 3 Check-In Time!
Love seeing people posting numbers in here! This week I want to go one layer deeper though. Don't just drop the number, tell me what you're going to do about it. If you came in under budget — where is that extra money going? Did you move it to savings, or did it just disappear? If you overspent — what's the plan to adjust for it this week? Cut something else, or just accept it and move on? I'll go first: I overspent on Experiences this month because, I played a couple rounds of golf and some pickleball. Since I am back home now, I will be able to save money on food and other expenses to keep my budget balanced and offset those extra costs! If you're in the accountability program drop yours below!
Accountability Program - Week 2 Check-In!
For those of you in the accountability program, this week I want you to drop one actual number from your budget in the comments. This could be something you saved, something you overspent on, what you put toward debt, or what's sitting in your checking account right now. Last week was intros which was great, this week we're getting into the real stuff. For everyone else in the community, same invitation applies. Drop a number, ask a question, or share something you're working on. The more people that show up in here the better this gets for everyone. I will go first. I just finished updating my budget for the month of July, and I spent $581 in total across Groceries/Food, Transportation, Experiences and Misc. I came in right about on budget!
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James Troy
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13 points to level up
@james-troy-4573
Accounting & Finance Student @ DePaul U, Entrepreneur

Active 5d ago
Joined Aug 18, 2025
Chicago IL, Boston, MA