How have you established your “rules”?
Hello 👋 my husband and I worked hard years ago to pay off all of our debt but since then we have struggled to save anything “extra” for savings, emergency fund, vacations, etc. we live on a single budget but it is very tight already. We don’t have gym memberships, we rarely eat out and I make a lot from scratch. It somehow still feels like we are in a hole so I proposed to my husband to do a no buy year when Melissa shared about it! I could use some motivation and accountability because I easily justify spending on “needs” and things to help our family be healthier. I want to do this because I really want to see how much we can save, and to break my spending habits (which are enough to keep us trapped). It is definitely an experiment and i have already noticed how mentally challenging it is! I’ve caught myself (already!!!) doing a great job at justifying purchases. Instead, I have shared my thoughts with my husband (painfully 😅) and asked him to be really nice in his response because I know some of it is ridiculous but I am trying to shift and grow! He chuckled and has been really kind and helpful in redirecting my thoughts for free solutions. Id rather spend my time creating than consuming and exploring with my children and family. I am very negatively affected by clutter and being a SAH-homeschooling mom, my home is my job in many facets. Id like my home to be less overstimulating and I know a root of that is stopping the inflow of items. My goal is the year. Im curious as to how others have set up their rules on when buying is okay, and how you plan to do birthdays and other holidays throughout the year?