Before you apply for funding, you need to know where you stand. Quick self-check comment YES or NO: 1️⃣ Do you have a registered business entity (LLC or Corp)? 2️⃣ Do you have a business bank account? 3️⃣ Is your personal credit above 680? 4️⃣ Do you have low credit utilization (under 30%)? 5️⃣ Is your credit report free from major negative accounts? If you answered YES to 3+… you may already be funding ready. If not — that’s exactly what we fix inside FundFlow Mastery. Funding isn’t luck. It’s preparation. Drop your score (how many YES answers) in the comments 👇

Hello Family, I was working with another credit repair/funding partner. Here is the background. I have a good credit mix with close to $1,000,000 in debt (2 mortgages, etc.) with no late payments or derogatory items. However, because I used my personal credit to invest in real estate, my credit utilization is high, resulting in a FICO score of 656 on Experian and around 558 on TransUnion. This score is keeping me from getting a personal loan. The strategy was to use my wife's credit, with a FICO score of 714 (her file is thin - about 1.5 years = $20,000 total credit line), and we brought her utilization down to 10% to get a personal loan on her profile. The funder went to LightStream and asked for $40,000 and inflated the annual salary to over $100,000, etc. Got denied based on the length of the profile. We asked since there was a denial for personal - can we use our LLC [that is 4 years old and capturing around $5,000 in revenue monthly from 2 rental properties] with her profile? I understand that it will not be maximum funding, but we could get an amount based on her profile. They said that this was not possible to use her as a guarantee and then I use my guarantee later. Which, I know is not correct. Are there any banks we should try to get funding from on her thin file, given that she's a 50% owner of the business? Thanks, Gordon

Welcome to the FFM Credit Mastery System! 💼💸 This community will help you do three things (in this order): 1️⃣ Repair your credit 2️⃣ Build your credit 3️⃣ Get access to capital and invest in your business Get support from Deji and his team as you elevate to the next level and unlock OPM (other people's money) using the benefits of this community. Before moving forward, complete the following template as a comment under this post: ______________________________________________________________________________________________ Copy & Paste the template below and share your answers: 🔹 What’s your name? 🔹 Where are you from? 🔹 What’s your biggest strength/weakness on your credit file? 🔹 What are you most looking forward to in this course? 🔹 What do you do? 🔹 What’s your goal inside this community? 🔹 What triggered you to sign up? Once you've shared your introduction, feel free to move on to STEP 3 ✅