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4 contributions to Full Circle Property Academy
Everyone's running. That's when you buy.
Landlords sell up and fewer houses are available to rent. The tenants are still there though. People still need somewhere to live and demand isn't going anywhere. Low supply + high demand = higher rents. Every single time. So why do I think now is a good time to buy? Motivated sellers. Tired landlords want out. They're not holding out for top money they want a clean quick sale. That's where you negotiate properly. Tenanted stock and portfolios. More landlords are selling with tenants in situ or offloading several at once that means rent from day one and deals you'd never normally get a look at. Less competition. The casual landlords who got in because it looked easy are leaving free people bidding against you. Rents are only heading one way. Less supply and the same demand means your rental income is protected and likely growing. Everyone's scared. The best deals I've ever done were bought when the headlines were bad. When everyone's buying you end up overpaying. When everyone's running you buy well. The rules are tighter and the numbers have to work from day one. Buy right run it like a business and stay on top of the legislation. Do that and the fundamentals are firmly on your side. So where are you at 1️⃣ Thinking of selling up 2️⃣ Holding and riding it out 3️⃣ Still buying 4️⃣ Not started yet and wondering if it's too late Drop your number below.
Everyone's running. That's when you buy.
1 like • 1d
Deffo ready to buy another, and agree that fewer properties = reduced competition, plus I’m in it for the long haul and it works over the long term. Just finding the right one is proving tricky right now.
1 like • 10h
@Liam Stone we’ve traditionally gone for 3 bed semis in BD6, but prices are much higher than when we bought the first time around now, so we’ve started broadening the search for terraced too. Part of the issue is the rates being so high at the moment, it makes it difficult to make the numbers work, as we’ll do a 75% LTV interest only. We did have our eye on one with a tenant in situ (mentioned on another thread), but the vendor doesn’t really get the risk that’s inherent in the deal, and is refusing to budge on price to reflect that risk, and I’m not willing to buy a future headache with no obvious upside, so that one’s dead now. Very open to hearing about how else the funds could be deployed to make a better return. We’ve only done resi BTLs so far.
Saturday plans? Here’s mine 👇
What’s everyone up to today? Are you viewing properties, working on a refurb, doing the kids football run or having a lazy one? Tonight I’m off to the Co-op Arena after being invited by one of our lenders Together. It’s a good reminder that property isn’t just about deals and numbers. You build those relationships by turning up being straight with people and doing what you say. So drop a comment and tell us: 1. What are you up to today? 2. Which relationship has made the biggest difference to your property journey?
3 likes • 8d
I was about to say not a property focused day, but actually we are doing a couple of inspections on ours today. Decided recently that I want to get more consistent with that, so built some tooling around it to keep us honest. I get an angry email every day now telling me I need to do them, so today I’m ticking them off the list. As you know @Liam Stone, I quite like to run, different one for me tonight - a night run around a couple of reservoirs - Fewston & Swinsty. Then a couple of beers and food with a mate after who is running with me. On the tooling - I imagine what I have is very low key for the professionals on here, but having only a a few properties, wanting to manage operational costs, but also keep off the compliance naughty step, I built a notification system around a Google Sheet. It was working well for Gas and EICR. I’ve extended it recently to include insurance (building & tenant default) and inspection dates. If anyone thinks it might be useful for them - happy to demo / share, get you set up. If you have tooling in place already, it’s probably not for you, if not, and you want to keep it light touch, it would probably work. Just need a Google account and a bit of time on a call to share it. Enjoy the gig - is that with Together Money in Cheadle? Have a good one folks.
1 like • 7d
@Liam Stone yep, we got through 3 yesterday afternoon, 2 were fine but 1 turned up some stuff that needs addressing both by us and the tenant, so it was a couple of hours well spent.
Morning everyone
Honest question to start the week What did you do last week that actually moved you closer to your first (or next) property? If the answer’s “not much” you’re not on your own but here’s the thing I keep coming back to if you want change something has to change. So let’s make this week different. Pick one and stick it in the comments 👇 1. Ring a broker 2. Book a viewing 3. Run the numbers on a deal you’ve been sat on 4. Something else (tell us what) Just put the number if you want, but I’d rather hear what you’re actually doing.
1 like • 26d
4 - Had our eye on a property for a while. Tenant in situ. It’s complicated, and really trying to decide if we want to get involved with the potential headaches that could arise. The more I dig into it, the more risk I uncover. The property does not have an EICR, and the RRA information leaflet was not served (the vendor had not even heard about RRA). Buuuuut there’s equity in the deal, and I think it could be a nice addition to small portfolio. Sent a bunch of questions yesterday, some answers came back today, followed up with some more today. Need to decide one way or another. Would love to hear if others have bought with tenants in situ in the past (we have once but it was 5 years ago so RRA concern wasn’t an issue and all other compliance obligations were met). Is there a way to protect yourself against this? The way I see it, the minute you complete, you inherit the existing landlord’s compliance obligations and are therefore immediately in breach of the tenancy agreement pretty much from the word go. We’d put it all right immediately, but I’m not sure if you can still get into bother with fines in that situation. Have queried with our solicitor today also. That’s some bed time reading for you all 😊
1 like • 25d
I pushed for that, but the vendor doesn’t want to, I believe the vendor and the tenant are related. Tenant has been there since Jan 2023. Like I said… complicated 🙃 wish I’d not stumbled across it 🤣 Anyway. Day job time.
Intro
Hey all. Gordon here. I work full time in technology, but alongside that my family and I have been building a portfolio since 2021. Started with 2 BTLs, since grown to 3, which was our first BRRR, and actively looking for a 4th. When I’m not working I like to run and spend time with the family. Looking forward to learning more from the group. Cheers.
1 like • Oct 15
@Liam Stone thanks! Appreciate you taking the time to set it up.
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Gordon Brown
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@gordon-brown-8029
Technologist by background and active in technology industry. Working with family building a property investment company alongside.

Active 1h ago
Joined Oct 14, 2026
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