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Credit repair course

86 members • $50/month

29 contributions to Credit repair course
Bluff Pay
Christian, can we talk about "Bluff pay your credit cards ‼️😎"
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Stop applying for credit cards
You’ll hear a lot of people say, “Always keep a $0 balance on your credit cards to boost your credit score.” While that advice is solid, there’s actually a smarter play: maintaining a small revolving balance—around 9% of your credit limit. Here’s why. Every time you get a new line of credit, you're resetting your credit age. FOR EXAMPLE: let's say your credit age is 12 years old and you accept a new card (0 years old). The average of your credit age will now show 6 years. INSTEAD, ask for a credit increase on existing cards, AND you can avoid an inquiry this way too Keeping a low utilization like 9% shows lenders you can responsibly manage credit without maxing out your cards, which makes it easier to request credit limit increases, instead of applying for new credit cards. You can simply raise your limit on existing credit lines. Every time you apply for a new card, your credit age takes a hit, but a credit limit increase keeps your credit age intact while still boosting your total available credit. Not to mention, you won't get an inquiry. But here’s the catch: this strategy only works if you know how to manage your budget. If you’re not disciplined with spending, you’re better off paying your balance down to zero every week to avoid debt creeping up. Pro Tip: If you’re hitting your card limit too quickly, call your card issuer and request a credit limit increase. Let them know you’ve been paying on time and managing your card responsibly. Often, that’s all it takes to get approved for a higher limit without applying for new credit. ⸻
Stop applying for credit cards
1 like • 4d
when I tried that, it didnt work because score was too low and I had late. payments. now that's its going up, im scared to try again and it ding my score.
Who needs help calling credit Bureaus
If you need help calling them, comment below and I'll [personally reach out to you :) I'm just here to help at the end of the day
Who needs help calling credit Bureaus
0 likes • 4d
they are bullies, even through cfpb complaint. they don't budge but I keep trying. hanging up and keep calling.🤯
How to call the credit Bureaus the fastest!
I had a graphic designer help create a graphic for the inquiry removal over the phone. Here you guys go! :) More to come soon https://www.skool.com/advance-revival-4777/classroom/887b8f72?md=b25f1468d270451287a99caa166d632b
How to call the credit Bureaus the fastest!
2 likes • Nov 20
Oh this is really good. Literally my daily calls. Good job on the information, to the T.. lol hopefully everyone can get on their phone calls and quit putting them off. Thanks Christian!!
TWO MORE DAYS
TWO MORE DAYS until new content starts dropping. Are you ready????? drop a GIF!
TWO MORE DAYS
2 likes • Nov 18
[attachment]
2 likes • Nov 18
Yes, ready!
1-10 of 29
Gloria Villarreal
4
79points to level up
@gloria-villarreal-8077
Entrepreneur trying to grow business and have the credit to start real estate portfolio

Active 1d ago
Joined Oct 23, 2025
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