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13 contributions to The Funded Business Method
What else can I help you with?
I have a whole process of always getting updated data points from banks. And how I find my secrets lenders as well. Would that help? Or anything else please let me know. Thanks
4 likes • 22h
@David Ramirez I’d like to see more about the execution side of funding. How do we move from preparation to execution with confidence
"Funding is complicated."
Most funding companies make funding way more complicated than it needs to be. Two weeks ago I sat at my laptop to tackle this. Blank Google doc. Cursor blinking. I knew what I wanted to say. It just came out like gibberish. So I did what I always do when I'm stuck. I bought books. $140.54 later, seven of them hit my desk. Six hours of reading. Three books down. Still stuck. Then I opened book four. "Draw to Win," by Dan Roam. First chapter. Third sentence: "90% of all data is visual." That was it. That's what I'd been missing. I finished the book. Then spent two days building it out. Everything in my head, turned into one simple method. If you've ever asked me "How is everyone else getting money hand over fist while I keep getting told no?" — this is my answer. Introducing: The Funded Business Method — the exact process I've used to help clients access $1.4M+ in real business funding. Your blocks determine your funding. Simple as that. Here's the breakdown: Foundation — Credit, time in business, revenue, business & personal assets. You don't need all four. You need enough pieces to be fundable. Relationship — This is the part nobody talks about. Banks score you across four things: personal banking, personal credit, business banking, business credit. You're not chasing a credit score. You're building trust across a whole ecosystem. Fund — Execute the plan. You get funded based on where you're at today. Not where you'll be someday. Result — Freedom. Growth. Impact. Then you refi, strengthen, repeat. The cycle gets easier every time. But I didn't stop there. I mapped out how to use your funding blocks. So you can see exactly what you qualify for right now: Your time in business sets your stage. Your blocks decide what you qualify for. No guessing. No "it depends." Just a crystal clear picture of exactly what's possible for you right now. And exactly what to focus on to get bigger, better funding! Refi, strengthen, repeat. The cycle gets easier every time. Now, go check your credit score. Check your monthly revenue. Find your stage.
"Funding is complicated."
1 like • Aug 11
Growing — closing in on Established. I’ve been using this stage to strengthen the foundation and banking relationships so when it’s time to execute, I’m positioned properly. Really like the visual breakdown, David. Makes the progression easy to understand
Sober living zoom
Opportunities (Biz) Sober living presentation Right on, David! 👊🏽 I’ve come across sober living as an investment model before, but never really stopped to take a serious look at it. My focus and interest has been more on Section 8 real estate, but I’m always open to learning about other solid ways to deploy business funding. I really appreciate you bringing different opportunities like this to the community and connecting the funding side with actual ways to put the capital to work. I’m definitely interested in hearing Jennifer and Will break down the numbers, operations, and how this works in the real world. Looking forward to the Zoom — and definitely keep these real estate/deployment opportunities coming! 💳🏠
Tradeline Secrets name change?
Hey everyone I need your help. Been thinking about changing the name of the Skool. I feel it doesn’t clearly tell people what we do here. But what how do you feel about the current name? What are your first thoughts when you read the name? Thank you! David R. 🫍
1 like • Aug 3
David, I honestly think your biggest value isn’t tradelines—it’s teaching people how underwriters actually think. Learning how banks evaluate relationships, deposits, payment history, and overall profile optimization has been far more valuable to me than simply hearing, “Apply for this card.” That mindset has completely changed the way I look at funding thanks to you bro👊🏽
What’s the worst tip you’ve heard about building credit?
There are many that I do not like. But I would say the main one are the speed "hacks". Many times you just have wait and follow a game plan.
1 like • Jun 23
I agree… AU’s and credit builders … build naturally
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Frank Jimenez
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32 points to level up
@frank-jimenez-9218
Union trucker 31 yrs Property Management / Leasing Agent 16 yrs

Active 16h ago
Joined Jan 18, 2026
Downey CA
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