One thing I like to do is keep my personal and business finances intentionally separate. My $10,000 Kiva 0% interest business loan will be deposited into a business high yield savings account (HYSA) until I need it. That way it can earn a little interest while I spend it thoughtfully over time. I also like having it separate because it makes it much easier to: - Track exactly how the loan money is being used. - Monitor my business spending. - Stay organized with repayments over the next three years. - Keep clean records for my business. Itโs a simple system, but simple systems are often the easiest to stick with. When Iโm researching financial products, NerdWallet is one of my favorite places to start because they do a great job comparing options and explaining the pros and cons. https://www.nerdwallet.com/business/banking/best/business-savings-accounts I genuinely enjoy talking about money, both personal and business. Iโve spent many years learning about budgeting, investing, debt, cash flow, and building multiple income streams, and Iโm always happy to share what Iโve learned. What money questions do you have? Drop them in the comments and letโs learn together. PS- tomorrow we review Juneโs biz finances together! The Zoom link and the time are in the calendar tab! Join us for this coworking session!