Here is exactly how bad it gets 👇 🚨 Your score can drop 100+ points overnight 🚨 It stays on your report for 7 years 🚨 It makes it nearly impossible to get approved for: ❌ Personal loans ❌ Business funding ❌ A mortgage ❌ Even an apartment Lenders see a charge off and immediately view you as a high risk borrower. That one account that went unpaid could be the reason you get denied for the home, car or funding you have been working toward. 😳 The good news? It can be dealt with. And the sooner you act the better.

Here is the truth 👇 💳 You miss payments for 180 days 💳 The creditor writes the debt off as a loss 💳 But you still owe every single dollar 💳 AND it destroys your credit score A charge off is not a get out of jail free card. It is actually one of the worst things that can appear on your credit report. The creditor gave up collecting — but the damage to your credit is very real and very lasting. And here is what makes it even worse — The debt can still be sold to a collection agency who will come after you all over again. 😳 Don't let it get to that point.

Here is what having a team in your corner looks like 👇 ✅ Someone monitoring your progress every step of the way ✅ Someone celebrating your wins when items get removed ✅ Someone adjusting the strategy when things don't go as planned ✅ Someone making sure you never feel lost in the process Credit repair is not a one time event. It is a journey. And every journey is easier with the right people beside you. 💪 At Big Faith Consulting we don't just fix your credit — we walk with you every single step of the way until you hit your goal. You are not alone in this anymore.

3 months ago I started working on my credit report i started out with a 524 score I totally forgot to take a picture of the before.this is my score now

Can't wait for the results 🙏🏿