If a family member has: • 2+ years of credit age • Low utilization • Perfect payments Become an authorized user. Most people see 30–80 points added in 30 days.

Hi, my name is Marcel Acosta. I just joined. I work in personal loans, like microloans, and I'm also working as a photographer for several dealerships. I also drive Uber Black. My purpose here is to change my life completely, since I have to dedicate a lot of time to my current job to make money. I want to dedicate myself to this because I want to grow more every day. I want to help people change their lives, just like Ruben. Let's go, let's go, let's go!