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The $1M Club
177 members • $1/month
8 contributions to The $1M Club
3d •
Cday or XDIV
In non reg account. Long term say 10 years. Whats the play total return wise. Struggling to pick. Might just build positions in both. Don’t really need the income either. Anyone’s thoughts?
0 likes • 3d
@Peter Eckstein returns wise so similar. Thanks for the input. I think building both is going to do me well and then when I need the income CDAY will be a big position.
10d •
UTES?
Looking for some thoughts on UTES right now. It’s been pulling back but the underlyings are great long term holds and a good yield. Looking for people thoughts on buying now or think a further drawback will come??
1 like • 10d
@Peter Eckstein agreed it’s a buy and hold for sure. Just got that growth investor inside me who needs to get in at the bottom haha. That’s for your input!
27d •
High ROC/tax efficient CC etfs for non reg
Now that I’ve maxed all tax advantage account, I want to start a CC non reg. I know Gary’s is completely non reg and quite tax efficient, however I don’t have $1 mil laying around. What would be the most tax efficient ETFs of his portfolio that I could build positions in? I know HYLD is good, however that’s too boring for me lol. Would love some insights. Happy to chat!
1 like • Mar 29
@Peter Eckstein thanks!
Mar 5 •
FHSA
Hey Club. I'm looking into starting a FHSA as I would like to one day own a home and not always rent. I'm 43 years of age. What should I load up on for here? Should I put in a secure CC like HDIV or should I get something like VFV or XIC. Any of your opinions would be appreciated. I know its not financial advice so feel safe with your opinions
1 like • Mar 5
Contemplating the same thing. Income focused for TFSA is a no brainer but for FHSA and wanting to own a home in 3-5 years (shorter time frame), a bit lost on what I should do. What do you the the focus should be for FHSA? @Gary Gill
0 likes • Mar 6
@Gary Gill sounds great!
1-8 of 8
Active 3h ago
Joined Feb 25, 2026