*Disclaimer I have nothing to do with how long it takes them to remove your accounts. I’m just sharing what worked for me and a client of mine I made sure to test this at least 2 times before posting and both times took 48hrs to remove. Even if it takes longer than 2 days just run the play cause it’s clearly an expedited method to get negatives removed. Don’t hit my DM saying “it’s been 2 days and no results” I will respectfully ignore. I’m just here to share my success with the groups that I’ve learned from Step 1️⃣ -Go to chat gpt and type “Write me a letter to Equifax stating that I am a victim of the data breach and would like all accounts mentioned to be blocked and deleted pursuant to 15 USC 1681c-2(a).” -Copy and paste the template into word and edit your personal info and negative accounts on it then save . This will be your dispute letter that you attach to your complaint Step 2️⃣ -Go to identitytheft.gov and make an ftc report for the negative accounts. At the very end , put in the comment box “I am filing this FTC Identity Theft Affidavit to report fraudulent accounts appearing on my consumer FICO credit report which i do not recognize as reported and which are the result of identity theft and fraud. I am also aware that all of my information was exposed in the Equifax Data Breach. Please remove the accounts and inquiries listed: …… *Save to your phone /computer Step 3️⃣ -Go to https://www.equifaxbreachsettlement.com -Scroll down and click on “Find out if your information was impacted” -Fill out form and screenshot the results if it says “Your information WAS impacted” -Orrrrr just use the screenshot attached to this post 😉 Step 4️⃣ -Login to my.equifax.com -Go to dispute center -Go to file a dispute -Click on the negative accounts you want to dispute -click account ownership and fraud issues -click “I am a victim of identity theft and have a police report or FTC ID Theft Report