I just joined the credit repair program. I started looking at some of the Credit builders accounts that were offered in the link section of the program. However, with my first application, I saw that I was denied getting a credit builder card to help with the positive reporting while disputing the negative stuff that’s on my account. So I wanted to know would it be smarter to wait to get more negative items off of my personal credit reports before reapplying for those cards? That way, the inquiries won’t have to become an issue. Thank you for any advice. I may get from Dre or his team professionals.