When we bought our last place, I already knew it wasn’t our “forever home.” The dream was always something bigger—more land, more rural. That house was a stepping stone (even if it didn’t feel like it most of the time, and especially when we felt stuck financially and that it was a stone around our necks... but that's a story for another time), and the *incredible* growth in the market gave us what we needed to take the leap into the Family Farm we’ve now bought. It hasn’t been a smooth road (hello, interest rates climbing at the worst possible time 🙃), and other people’s opinions were tough to tune out. But we held our vision even when it felt wobbly—not knowing exactly how it would happen, only that it was calling to us no matter how much it wasn't *ever* the right time. Eventually the right place showed up. In a whole different state and in a whole different visual than the grand dream. Now we’re literally starting over again—fresh land, a ramshackle little shack. We’ve gone from an “ideal” (*beautiful* white box 😅) 285m² home down to a teeny 72m²… but now with space to grow, build, and dream our family’s future. We also set up a family trust to do the right thing by our girls and protect their future (that part was way easier than I thought to setup, but waaaay more work with the banks than I expected, BUT if it’s too hard for most people, there’s probably a reason the wealthy push through and get it done). I love groups like this. It feels good to be around people who understand those secret dreams and big scary and exciting goals you can’t always share with everyone else. And we’re grateful to Eamonn—he’s been part of our journey twice now, and he's even helped a close friend with her journey. Having that kind of support really makes a difference. If there’s one thing I’ve learned through all this, it’s that the uncomfortable, hard choices are usually the ones that build the wealth and life you actually dream about. And what looks like 'done' to some, is only the beginning for others.

What an incentive for First home buyers. Drop in comments below how you bought your first home? I was lucky enough to lean on 100% lend and First Home Owners Grant plus a bit of savings and gift from parents.

Ever wondered how savvy investors free up more cash right now—not just at tax time? This article from BMT explains how using property depreciation can actually put more money back in your pocket every pay cycle by tweaking your PAYG withholding. If you want your investments to work harder for you (and get a little tax win along the way), give this a read! Check it out: The difference depreciation can make to your PAYG withholding variation Curious how this could apply to your situation? Drop your questions below—let’s break it down together!

Welcome to the official True Finance and Property community! We’re so glad you’re here. This group exists for one reason: to empower you with the education and support you need to grow your wealth through smart property and finance moves. Whether you’re just starting out or building on success, you’ll find practical insights, honest conversation, and a truly supportive tribe. Our journey together is built around a proven six-step guide to prosperity: - Saving for a deposit - Buying your first home - Reducing the principal - Building an investment portfolio - Growing generational wealth - Creating a legacy We’ll dive into each of these steps in detail over time, so you’ll always know what’s next and how to take action. Let’s get started: Introduce yourself below! Tell us which step you’re focused on—or what you’re working toward—and what you’re hoping to get from this community. We’re here to help each other win! Here’s to a future full of possibility 🚀 —The True Finance and Property Team