Hello: Thought I'll share this with the whole group instead of just in the comment section of one of the group member. I had $500 sitting in my brokerage account with Charles Schwab and just yesterday I moved it to a SWPPX Charles Schwab S&P 500 Index Fund (no fees). I know it sounds like I know what I am talking about but I just learned this by watching the Wealth Twins videos. I couldn't worry about knowing it all (it's a lot) so I just started with learning how to start and then moved on it. The Index fund was best for me because I wanted to start at a low risk, low maintenance and stress free level and I did it! Charles Schwab agent walked me through it step by step until I completed my first transaction. I did specify I want to invest $500 long term, not trade and I wanted to buy Schwab S&P $500 Index fund to be clear cause it seems like everything was trying to default to trading (trying to do it without help). I had learned to stay away from trading and marginal until I knew what I was doing. The agents will not tell you how to invest (at east the one I had did not) so I had to know that to start. Hopefully this helps you to know you are not alone.

One of my goals is to be able to travel more. I usually try to stay away from credit cards but I am well disciplined now. Which card have you used, that offers you the most travel benefits? I would prefer a card without an annual fee but open to all suggestions. FYI, travel is a line item in my budget, so I won't be going into debt to travel.

Hoping we can all work to support and encourage each other.

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