Over the past few weeks, I’ve been paying close attention to what’s happening across banking, fintech, workforce development, housing counseling, and financial coaching. Here’s the biggest insight I’ve taken away: AI is not replacing financial coaches. It’s changing what great financial coaches need to be great at. Major financial institutions are investing billions into AI. Consumer financial apps are becoming conversational. Advisors are using AI to prepare for meetings, document client interactions, and uncover insights faster than ever before. But here’s what’s interesting… None of these organizations are eliminating the need for human relationships. They’re investing in technology that helps practitioners make better decisions. That reinforces something I’ve been developing for our profession: 👉🏾 Human-Centered Intervention. 👉🏾 AI-Enhanced Decision Intelligence. The future of financial coaching isn’t about becoming an AI expert. It’s about becoming an AI-ready practitioner. That means using AI to strengthen the decisions we make before, during, and after every client conversation while keeping the coach at the center of the transformation process. Over the last few days, I’ve been developing a framework I’m excited to share more about soon: The 7 Decisions Every Financial Coach Must Make. Instead of organizing coaching around tools or competencies, it organizes our work around the critical decisions that determine client outcomes. Questions like: - What am I really looking at with this client? - Why does this behavior keep happening? - What breakthrough conversation needs to happen? - What’s the next best coaching move? - How do I sustain momentum? I believe this is where AI becomes most valuable, not by replacing our judgment, but by helping us prepare better, recognize patterns more effectively, and coach with greater confidence. 🗣️ Discussion Question Where do you think AI has the greatest potential to improve your work as a financial coach?

If you've been wondering what Money Momentum Live™ is actually like, how a real working AI app can make the difference in financial coaching — tonight's your chance to find out. Every Thursday at 6:30 PM Pacific, I go live and we get into the real work. Not theory. Not motivation. The actual patterns running people's money decisions — and what it takes to shift them. Tonight we're tackling Mistake #4: Avoiding Your Next Financial Move™. This is a live demo and we'll also be building the Money Mind Portrait™ live — a personalized financial identity document that shows the pattern that runs some people's money decisions right now. This is free. This is tonight. And your seat is already waiting. 📅 Tonight | Thursday, June 26🕐 6:30 PM Pacific 🔗 MoneyMindLive.com Come see what this is about. 👇

Good Day all, I just wanted to take the time to say I really appreciate you all being here. This is a brand new community that is starting to gain momentum. I invite each and every one of you to share your thoughts, ideas, and wins around your use of AI. In the coming days, I will be posting articles, videos, tools, and AI apps that could definitely make a difference in your coaching practice. Let’s grow together!

The financial coaching profession is entering a new era. For years, financial coaches gained an advantage because they had access to information, frameworks, worksheets, and financial knowledge. Today, AI can generate a budget, can explain credit, can create a debt payoff plan. So where does that leave us? It leaves us exactly where we’ve always created the most value: Helping people change. The future belongs to financial coaches who can: ✅ Ask powerful questions ✅ Recognize behavior patterns ✅ Build trust ✅ Help clients move from awareness to action ✅ Use AI to prepare better, not replace the coaching conversation The question is no longer: “Do you use AI?” The question is: “Does AI make you a better coach?” That is what this community is about. Not replacing practitioners. Not chasing shiny tools. Building the next generation of financial coaches who know how to combine: Human transformation + AI support. I’d love to hear from you: What is your biggest question, concern, or opportunity when it comes to AI and financial coaching? Drop it below.

As a financial coaching trainer, I've spent years teaching practitioners how to help clients uncover the beliefs, experiences, and stories that influence their financial decisions. One of the most important lessons I've learned is this: People don't always have a money problem. Sometimes they have a money story problem. This week, while preparing for Money Momentum Live, I had a coaching breakthrough of my own. Early in my career as a financial advisor, I had a prospective client who was eager to work with me over the phone. He liked my recommendations. He liked my approach. Everything seemed to be moving forward. Then he met me. And everything changed. Once he saw that I was young and Black, he no longer wanted to do business with me. I thought I had moved on from that experience years ago. But during a recent coaching conversation, I realized something important: The event was over. The story wasn't. Without realizing it, I had allowed that experience, along with other experiences of rejection in sales, to create hesitation around visibility, marketing, and making offers. Not consciously. Not intentionally. But subtly. As coaches, we often help clients identify the stories operating beneath the surface: - "I'm not good with money." - "People like me don't build wealth." - "I'll never get ahead." - "I always mess things up." - "I'm not ready." The challenge is that these stories rarely announce themselves. They simply show up as avoidance, hesitation, procrastination, self-sabotage, or inaction. This is one of the reasons I built MoneyMind AI. MoneyMind AI is not just a financial assessment tool. It is a reflection and discovery tool designed to help uncover the hidden narratives, beliefs, patterns, and money stories that may be influencing behavior. Because once the story is revealed, the coaching conversation changes. And when the story changes, new actions become possible. As practitioners, we are not exempt from the work.