Paying your card by the due date helps you avoid being late — but the balance that gets reported to the credit bureaus may be based on your statement balance. Example: 💳 Limit: $10,000 💰 Balance reported: $4,000 📊 Utilization: 40% If you pay down the balance before the statement closes, a lower balance may be reported, which can mean lower reported utilization. 💡 Lesson: Don’t just know your due date. Know your statement closing date, too. Be honest — did you already know the difference between the two? 👀 🔥 YES 🤯 NO — learned something today Drop yours below! 👇 📞 Need a game plan? Book your FREE Onboarding Call: https://skool.letsgetfunded.com/fskool-group-onboarding-book 🚀 Ready to go deeper? Tap into Inner Circle: skool.com/100k