Fed cut rates three times, sitting at 3.5 to 3.75% now. Mortgage rates still in the low 6s though. REITs- Low barrier to entry. Start with a few hundred bucks, get monthly dividends, no tenants to deal with. $AGNC paying 12 to 14% yield. Downside is these get hit hard when rates swing around. You’re collecting income but not really building equity the same way. Physical property- You build real equity over time. Rents rise with inflation. Lock in a rate now and refinance later if rates drop. Downside is median home price is $416,900 and what worked at 3% financing doesn’t always work at 7%. Bottom line REITs are accessible with solid yield but come with volatility. Property builds long term wealth but takes more capital and patience. Which way are you leaning? Anyone here in mREITs or recently bought property?​​​​​​​​​​​​​​​​

Fortunate to enjoy a nice americano on the beach the other day. Freedom is the best for good health.

AGNC is trading at $11.73, up 7% year to date and just hit an all-time high of $11.68 on January 15. The stock’s up 42% over the past year, benefiting from falling repo costs and a steepening yield curve as the Fed cuts rates. The mortgage REIT pays a 12.6% dividend yield monthly, making it an ideal Roth IRA holding. Here’s why: AGNC’s high dividend income would normally face substantial taxation in a taxable account. But in a Roth, those monthly distributions compound tax-free, and all gains withdraw tax-free in retirement. This maximizes the power of that 12%+ yield over decades of compounding. Trump just signed an executive order restricting institutional investors from buying single-family homes. While AGNC invests in agency mortgage-backed securities rather than owning homes directly, the broader market impact remains uncertain. Treasury has 30 days to define the rules. Current momentum is strong thanks to favorable rate dynamics, but the housing order introduces regulatory uncertainty that hasn’t been priced in yet. For long-term Roth holders focused on tax-free income compounding, AGNC remains compelling despite short-term policy questions

Trump signed “Board of Peace” charter at Davos with global leaders, backing off Greenland tariffs after reaching a framework deal. He criticized NATO allies, calling Europe “unrecognizable” while ruling out military force for Greenland. Zelenskyy arrived for talks with Trump. China pledged to boost domestic demand and open markets wider. Markets watching closely.​​​​​​​​​​​​​​​​ Keep an eye on those European tickers. Defense companies may see a significant boost off of the back of Davos. Im watching my $RYCEY and $NATO investments closely.

What’s up, Darien here, I spent the last decade in Air Force Special Operations building elite teams and solving complex problems. Earned two business degrees, led multi-million dollar acquisition and contract portfolios, invested in real estate, and now work as an AI consultant. Cool Business Skool is where we hold each other accountable and build together. This is a community for and by the community. Money invested here goes back into generating wealth together through monthly and quarterly challenges and prizes. In 5 years: I want to see this community become the go-to network for entrepreneurs finding their exit strategy, building passive income, and achieving location freedom. I want to help 1,000+ people escape the rat race. What I need help with: Finding activists and recruiters who want to build this community with me. Looking for members who will engage, share wins, and hold each other accountable. Now it’s YOUR turn! Drop a comment below: ∙ 👤 Name: ∙ 💼 Business/5-Year Vision: ∙ 🆘 What You Need Help With: ∙ 🎨 Fun Details: Action Item: Introduce yourself below and connect with 2-3 other members. You work hard, you see results. Let’s build.​​​​​​​​​​​​​​​​