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Owned by Darcie

Exhausted Mama's Guide

1 member • $4/month

Credit is made up and dumb. But we need to master it in order to own cool stuff, like homes and cars. Economic and Media Literacy coming soon!

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184.5k members • Free

2 contributions to Exhausted Mama's Guide
Rockin' and/or Rollin'
The Credit Classroom is now open for business, people! Coming soon will be Media Literacy and Economic Literacy, mostly to combat the bad opinions of strangers on the internet. For now, you can pop into the Credit Classroom to learn a thing or three, but first, take a minute and comment below! Follow the model: 1. My name is ______ from _____________. * 2. My relationship with my credit has been (awesome/horrible/confusing/sensual). I'm looking to (improve/tank) my credit in order to (buy a house or car/break some kind of record). The most important thing I want to get from this course is (help raising my credit/help understanding my credit/find someone to talk to when no one comes to my cat's birthday party). 3. The Llama should be named ___________________. *Pro Tip: The Credit class will only make sense if you are a resident of the United States and therefore trapped in its entirely nonsensically and arguably unnecessary credit reporting system.
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Rockin' and/or Rollin'
Powered by Research, Experience and Smartitude - Not AI
Welcome to the FIRST POST of the Exhausted Mama's Guide Empire. While this post itself is not related specifically to understanding credit, media literacy, economic literacy or wherever the wind will take us, I want to tell you one very important thing that is *super* foundational to this experience. AI is an idiot. And while you may see some whipped together imagery, usually just to start out as a placeholder like the current cover photo and thumbnail, I have a full understanding that it's not ideal and that free services (like Chat GPT, etc), are not the greatest resource for.... anything. For example, just look at the attached cover photo. With confidene (sic). The more you look at it, the wilder it becomes. Why is the llama's leg also some kind of duster. Why does the woman (me??) have so many hands? What is confidene?? What happened to the paper clip? Anywho, the point I'm trying to make, here, is that everything you learn in this community is from my own education, experience, research and... research. It may not be perfect, but I can promise I will have the correct number of limbs the WHOLE TIME. I do think, however, that I'm going to keep the llama mascot with the heart sunglasses. I do not know where that came from, but I feel like that's surprisingly on brand.
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Darcie Hambleton
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5points to level up
@darcie-hambleton-1404
An exhausted single mama learning to thrive while becoming a teacher after a 15 year career in Finance.

Active 49d ago
Joined Apr 1, 2026