Quick disclaimer before diving in: this plan is a rough outline and subject to change at any time. If we see massive positive momentum, I could easily move Tranche 1 to $18 per share, or I might just decide to never sell a single share until a brand new all time high is created years from now. TRANCHES I AM BUYING IN: $4.00 — Complete $3.75 — Complete $3.50 — Complete $3.25 — Complete $3.00 — Complete $2.75 — Complete $2.50 — Complete $2.25 — Complete $2.00 — Complete (As of June 24th 2026) $1.75 — Complete (As of June 25th 2026) $1.50 — Waiting (~75% chance) : Updated June 24th 2026 $1.25 — Waiting (~60% chance) : Updated June 24th 2026 $1.00 — Waiting (~50% chance) : Added June 25th 2026 -------------------------------------------------------------------------------------- The Current Strategy: June 23rd 2026 In the worst case scenario where the price gets completely stuck for years? No sweat. I still collect those distributions and use them to aggressively build out my other positions. Here is the step by step breakdown of the current playbook. Step 1: The Accumulation Phase All monthly distributions are being completely dollar cost averaged back into MSTE until October. If the price stays below $4, I will likely extend this DCA phase through December to keep loading up. Step 2: The Pivot to Core Income Starting in November (if the market recovers) or December, I will shift my distributions away from MSTE and split them across four core positions. - HYLD: 50% (Return of Capital Heavy) - QDAY: 20% (Return of Capital Heavy) - CDAY: 20% (Return of Capital Heavy) - XEQT: 10% (My glorified savings account) Note: This is just my starting lineup. I will absolutely be adding other positions to this list as time goes on. Step 3: The Exit Strategy I will continue holding my core MSTE position and watch to see if the Bitcoin 4 year cycle plays out again. Scenario A: The 4 Year Cycle Repeats I will sell 50% of my total position near the macro cycle top.

I found the Youtube video from 2 months ago. Packed with helpful information. https://youtu.be/qPAuaNnSemk?si=bm0sP1dOMy3VsUaY

The S&P and Tech are continuing to slide, so I’m keeping it simple: I’m not diversifying into new territory. Instead, I am loading up on more shares of my core high-conviction positions. My Two Buying Windows Today: - Window 1: 6:30 AM – 7:30 AM PST (Market Open) - Window 2: 12:00 PM – 1:00 PM PST (Late Day) What I’m Buying: - HYLD, HDIV, QDAY: Doubling down at these levels. - MSTE: Still a Hard Pass for now. I’m staying disciplined and waiting for Bitcoin to drop to $65K or lower before I cycle back in. The Non-Reg Pivot: Why CDAY? I’m likely starting a CDAY position in my Non-Reg tomorrow. Since my TFSA is maxed out, HDIV can only grow as fast as its own distributions allow. For the taxable account, the tax efficiency of CDAY is the clear winner: CDAY: Eligible Dividends - 2.58%, Capital Gains - 7.88%, Return of Capital (ROC) - 89.54% HDIV: Eligible Dividends - 0.00%, Capital Gains - 24.74%, Return of Capital (ROC) - 75.26% That ~90% ROC makes CDAY a much better tool for tax-deferred compounding in a Non-Registered account. I’m skipping SDAY (85.5% ROC) for now as HYLD is already covering that ground effectively. Current Portfolio Blueprint: - USD RRSP: TSPY / ISBG - TFSA: HDIV (Growth via distributions, and MSTE Distributions) - Non-Reg: HYLD, QDAY, and likely CDAY. Stay disciplined. Buy the red, ignore the noise. 🥂

I merged Value Picks+ Insider Buying. I can only have a certain amount of community tabs apparently, so I had to make room to add this RETIREMENT tab. Post all retirement related discussions here! Thanks to Michael for the suggestion on creating this group!

After 15 years in marketing, I’ve realized I’m simply tired and would rather spend my time with my family than building marketing campaigns for large public companies with my team. Throughout 2026, I am transitioning THRYV AI Corp into a media company for my YouTube channel and will no longer accept new advertising clients; I’ll maintain current clients for now but will slowly phase them out and refer them to other agencies and find my employees work at other companies for the same salary. My future income will flow from my media properties, various investments, and also this portfolio I am building publicly, which I’m driving toward a $2M goal within two years to generate a sustainable $10,000 monthly. I’ve already started by adding $50k of HYLD to my non-registered account, $10k of TSPY and more ISBG to my USD RRSP, and increasing my HDIV in my TFSA, focusing on core positions with minimal NAV erosion so the principal keeps growing even as I draw 80% of the distributions. This has been a long time coming, I originally planned on working until 45, but I simply can't...I'd much rather just invest, make youtube videos, brain storm with everyone in the $1M Club, and hang out with my wife and kids. Here's to a new chapter. I've attached some screenshots of the updated portfolio, I injected about $350,000k CASH into this portfolio to help build my initial positions.