🏠 ASSUMABLE MORTGAGES: The Secret Weapon in a Locked Market! Randy's notes from my certification call with Nora Simpson | AssumeList.com Here's the reality right now:📊 70% of U.S. mortgages have rates of 5% or lower📊 80% of buyers say they're waiting for rates to drop📊 Meanwhile, those loans are ASSUMABLE and most agents have NO idea. The needle is in the haystack. Now we have a way to find it. 👇 This company has a 100% close rate (blew my mind) and the longest escrow was 60m days (blew my mind again). You have no idea how good that is. They have a TC that handles all and is paid off escrow. 🚧 OBSTACLE #1 — Misconceptions most buyers AND agents don't know non-vets can assume VA mortgages. Education is your competitive edge. 📺 Watch this 14-min video: homes.assumelist.com/watch 💰 OBSTACLE #2 — The Cash GapAssumables typically require ~10% cash. Here's the fix:✅ Preferred lenders offer 2nd mortgage options (HELOC, etc.)✅ Strategy = Primary assumption + Secondary financing = Deal closed ⚡ OBSTACLE #3 — Service ResistanceAssumeList handles the ENTIRE transaction — contract to close. - MY NOTES: Not Gospel. :) - Flat fee: $2,350 (TC included) - Team closes 50/month - Never had a turn-down NEVER - Never longer than 60 days 🤯 🎖️ VA LOAN DEEP DIVE This is where it gets powerful for your investor clients: - VA seller can leave VA entitlement on the property - Buyer can rent it out on Day 1 (12-month requirement already satisfied by VA seller) - If the buyer defaults, the seller's credit is NOT affected, unlike SubTo deals - No mortgage insurance. Lower rates. Non-occupant allowed. - Average VA entitlement: $832,000 (goes up every year) 🛠️ YOUR SCRIPT: "I can get you into a 2.25 to 4% assumable loan." Would that be valuable for you. In a market where everyone's waiting — YOU have the answer. 💬 Drop your questions below in comments— We will have Nora on a team call training soon. And if you're an eXp agent in Now Nation ORG, you will get certified in assumable loans and access to them for FREE!

Good morning. Tomorrow's NOW Nation team call, Is featuring Jay Kinder. Jay Kinder is one of the biggest builders in the eXp and he's done it with a system that until recently, it was only available to his Honey Badger community. Through a new partnership with Randy Byrd, the system is now available to all of my 1150 organization for free. Come find out how to create your own leads, with no referral fees or additional splits. You'll pay your own ad spend but the team will do all the work. You keep 100% of the commissions. A way to get off Zillow and Realtor.com and there 45% fees, forever! Wednesday at 10 AM PST. www.nownation.live