Has anyone successfully negotiated a CC judgement down? We routinely come across properties with deceased owners with CC judgements that are 20+ years old, but the CC company has refiled every 5 years so they're enforceable. We're looking at one now with 2 judgements from Captial One that were first filed in 2008 at $800 and $1000 with 24.9% interest, so they're huge now (we're in Ohio).

Hopefully this is helpful for California investors

This is where you find opportunity!

Tonight we scoped out a very rough house to confirm a rumor of squatters. The back alley dogs alerted to us cruising the alley behind the houses. The resident showed his confrontational side. My wife wasn't feeling like this was the encounter she imagined so we went home.

I am curious what everyone's favorite initial indicator is for going after their deals. It seems like the most common one mentioned by all of the top people in the space is delinquent taxes which is something I have never really looked at. For over 25 years...foreclosures have been my favorite arena to operate in and what I spend 90% of my time on. We target them specifically and find that when they have additional problem markers (dead owners/no probate, abandoned probate, large liens or judgments) they present great opportunities that most other investors walk away from because they don't know how to deal with these problems. A distant second place would be deals that have fallen out of contract due to title issues. How about you? What is your favorite place to start the hunt?