My biggest takeaway: first congrats coming from 300plus, I agree Quill and some other trade lines etc are a waste of money My biggest concern/challenge is: I really wish I would had stocked cards when my score was 780, so I hope with it being at 30-40% usage that I can do something with it. congrats on all of your success, the price deal is good but Im going to hold off on the offer Category: Assignment