I have a 9:1 tax mitigation strategy that produces 15% returns for 5 years with a return of capital in 5 years. ie. 100K placed into the strategy would net a $1M tax deduction and produce 15K a year. Looking for those with an open mind who believe the strategy may benefit their client

Cheston's company provides tax planning & services to his clients in the state of Georgia & trucking Companies. His one client who owns a trucking company, and owns land worth $4M with a cost basis of $2M, expected $400k of CG's, have been in front of other professionals offering a 1031 exchange as a solution, however on our first zoom call, I briefly introduced Cheston to our trust software: https://rtsincometrust.com/ Cheston agrees and has discussed the benefits of a CRT for them in this scenario. He wants the confidence and to confirm that it is the best option for his clients.

This is why my confidence is through the roof! The first section below is an email from my contact Erik S., CFP with the IRA clients, and the second paragraph is Darren's reply with validity that supports our recommendations for Erik's clients to consider using the IRA Legacy Plan. Hi Darren, It was great meeting with you today. Thank you for the time and information. The only item I have questions on is the swapping out of the life insurance policy from the PSP in exchange for “cash”. Can you provide any IRS approved guidance on this or literature that shows the validity and discounting mechanism. I am not questioning its validity, but am just ignorant to this topic and want more information. Gents, Jason did a thorough explanation of Erik’s question. I am copying/pasting below: I’ve outlined the answer to your question in depth so that you know that the processes and procedures we use are conservative, time tested and overseen by Andy Weinhaus, JD, LLM, CPA. Andy is the #1 Authority on this strategy in the US. He has been Sage’s & my General Counsel for almost 25 years. Andy on behalf of Met Life worked directly with the IRS and Department of Labor in 2002-2005 to codify the Prohibited Transaction Exemption Expansion of IRC 92-06 allowing a policy to be sold from a PSP to an ILIT without Transfer for Value in 2004.Plus, The Safe Harbor Revenue Procedure 2005-25 codifying valuation. Andy is available to all clients of Redwood Advisors & Affiliates who sign on with Lionsmark & Sage. He is present on all calls when the client has their CPA and or Attorney on the call for assurance and final approval. We are not “Swapping-Out” the policy for cash. We are arranging an “Asset Sale” between the Trustee of the ILIT/GST Trust and The Trustee of the PSP. The arm’s length “Buy-Sell” is accomplished, and policy valued utilizing The IRS Revenue Procedure 2005-25 Safe Harbor Valuation. This codified Revenue Procedure is The Blueprint and Roadmap we use for all Survivorship policies, UL and IUL policies which we expect may be used for future premium financing. Indisputable valuation.

Darren, and I had our zoom call yesterday with Erik, CFP to discuss his client with the $3m in an IRA, and what Roth conversion / Alternatives are available for Erik's client. After a great presentation from Darren, Erik replied this isn't going to work for this client, however I have another client. He said my clients 76, and 74 years of age got approved standard early last year for an IUL. They planned on putting $7m into a CRT and take 5% yearly to fund the IUL, but they loss $3m in the markets and got cold feet. Erik said that this will be a no brainer for them and they are already approved for Life insurance. Our initial presentation was illustrating $750K a year premium for first 4years. The new case annual premium will be over $1m per year.

I joined Redwood Tax Specialists (RTS) 4 years ago, after losing one of my business owner clients, because we couldn't provide holistic advanced tax reductions for his business. In my first couple of months after joining RTS & calling CPAs, I placed my first case with our back office, a CPA that had 4 partners owning an IT staffing company, all four owners earning over $1,000,000 and paying $425k in personal taxes. The CPA decided to try out our PROCESS and back office to help reduce his clients taxes. Our specialists recommended that the four owners contribute $1,300,000 to a cash balance plan that reduced their taxes down to $210k each, and 90% of the contributions went to the four owners. 50% tax reduction!