START HERE — Welcome to Know Your Rights FCRA & FDCPA
Welcome! I am so glad you are here. My name is Brittany Thomas and I built this community because I went through it myself — debt collectors, lawsuits, credit report errors that nobody would fix. I had no attorney and no idea what to do. So I figured it out. I studied the FDCPA and FCRA until I understood exactly how to fight back. Now I teach others to do the same thing. This community is for you if: ✅ You are being sued by a debt collector ✅ You are being harassed by collectors calls, texts, threats ✅ You have errors on your credit report you can't get removed ✅ You want to know your rights before something happens HERE IS WHAT TO DO RIGHT NOW: 1️⃣ Introduce yourself below — tell us your first name and what brought you here. You are not alone in this. 2️⃣ Head to the Classroom tab and start with Module 1 FDCPA Basics. This is your foundation. 3️⃣ If you are being sued RIGHT NOW — go to Module 5 first. Time is critical. Depending on your state you may have as little as 14 days to respond. 4️⃣ Bookmark this community. Come back daily. Ask questions. Share wins. This is a judgment-free zone. COMMUNITY RULES: 🔒 No legal advice I teach the law, I am not your attorney 🔒 Be respectful everyone here is going through something hard 🔒 No spam or self promotion 🔒 Share your wins your story could help someone else Your rights are real. Debt collectors know it. Now it is your turn. Brittany