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62 contributions to ๐Ÿ’ณMYFREECREDITSKOOL๐Ÿ’ณ
0 likes โ€ข 12d
Fasten's credit card issuer, Celtic Bank, generally uses Equifax, Experian, and TransUnion for credit underwriting and reporting. Highnote, the platform that powers the Fasten Rewards Visa card, manages data exchanges with all three major credit reporting agencies. This means when you apply for the card, the issuer (Celtic Bank) may pull your credit report from any one or all three of the major bureaus to determine your creditworthiness. For more information, you may need to visit the official Fasten website or contact them directly, as the specific bureau used for a particular application can sometimes vary by region or an individual's credit profile. 5 Things to Know About the Fasten Credit Card - NerdWallet ๐Ÿ’ฏ๐Ÿ™๐Ÿฝ
๐Ÿ’ณ CREDIT CARDS 101 ๐Ÿ’ณ
๐Ÿ”ฅThey can build your credit score, but only if you use them wisely ๐Ÿ‘€ ๐Ÿ’ก Tip: Always pay on time and keep your balance low. ๐Ÿ‘‡Drop an emoji in the comments that shows how you feel about credit cards! ๐Ÿ˜Ž = Got this handled ๐Ÿค” = Still learning ๐Ÿง  = Want to learn more! ๐Ÿ˜ฌ = A little scared of debt ๐Ÿ’ฐ = Love those rewards points!
๐Ÿ’ณ CREDIT CARDS 101 ๐Ÿ’ณ
0 likes โ€ข 12d
๐Ÿค‘๐Ÿฅณ๐Ÿ’ณ๐Ÿ’ฐ๐Ÿฅ‡๐Ÿ˜๐Ÿ˜Ž๐Ÿ”ฅ๐Ÿ’ฏ#OPM
Whatโ€™s your main goal with your credit right now? ๐Ÿ‘‡
๐Ÿ’กIf you had to choose one, whatโ€™s your top goal with your credit? โœ… Building it? โœ… Repairing it? โœ… Boosting your score? โœ… Buying a home? โœ… Buying a car? ๐Ÿ‘‡ Drop your goal below ๐Ÿ‘‡
Whatโ€™s your main goal with your credit right now? ๐Ÿ‘‡
1 like โ€ข 12d
@Ayeen Lawtino Solution Keep it steady where it is ready now! ๐Ÿ’ณ๐Ÿค‘๐Ÿ’ฏ๐Ÿ™๐Ÿฝ
Amex funding data points
Does anyone know what data points are need to get 29k from Amex on the business side?
0 likes โ€ข 17d
@Owen Smith Do you have personal CC with them? If so, they will match or give you greater limits on the business. It should be a soft pull too, not always...but if you have a personal CC they may not do a HP for business. You can also transfer your limits from the personal CC to the business cards for a higher limit once you get approved. ๐Ÿ’ฏ๐Ÿ™๐Ÿฝ
If I ever ran into Santiag.o.a.t.
If he would ask what I've done with all of the ๐Ÿ†“ gems he has shared with me... I would say here are the receipts. I've reciprocated in my own way, I know ๐Ÿซก , thanks ๐Ÿ‘
If I ever ran into Santiag.o.a.t.
1 like โ€ข 17d
@H M Congratulations! ๐Ÿฅณ๐Ÿ’ฏ๐Ÿ™๐Ÿฝ
1-10 of 62
Banetta F McDaniels
4
29points to level up
@banetta-f-mcdaniels-6052
Native New Yorker, Retired USAF, Broker, Foodie who Loves to Travel! Here to Learn All I Can About Credit for Investing, Business, And Travel. #1Love

Active 2h ago
Joined Apr 7, 2025
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